Modest Needs
Modest Needs - Emergency Self-Sufficiency Grants
Provides short-term financial assistance to families and individuals who live slightly above the poverty line (and are therefore ineligible for many below-poverty services) but are only a paycheck or two away from a financial crisis.
Modest Needs Foundation
33 Irving Place, FL 5
New York, NY 10003

Modest Needs applicants must meet the following income and employment guidelines:

  • At least one adult member of the applicant's household must be documentably employed at the time of the application; AND
  • The primary (largest) source of income for each applicant's household must be either income earned from employment, child support payments, Veteran's Benefits, or retirement income (including Social Security retirement benefits)

    Modest Needs regularly makes grants to households receiving types of income other than those listed above (Social Security Disability Income, for example). However, in light of Modest Needs' mission, applicants whose households do NOT meet the income and employment guidelines listed above will NOT qualify to apply for a grant from Modest Needs.
  • Hours: Website available 24/7.
    Phone/FAX Numbers
    • (844) 667-3776 Toll-Free
    Email Address:
    Intake Requirements: Visit the Self-Sufficiency Grants Information Page for details.

    Additional information is available on the Frequently Asked Questions for Individual Applicants Page.
    Intake Procedure: Visit the Self-Sufficiency Grants Information Page for details.

    Begin the application process by clicking "Register/Login to Apply for Help" at the bottom of the For Applicants Page.
    Helpful Tips: Documentation of applicants' identities and need are required. It takes, on average, 30-45 minutes to complete the application.

    Modest Needs remains open during the COVID-19 crisis. However, due to workplace restrictions imposed by the city and state of New York, all of Modest Needs' employees are working remotely without regular access to telephone and voicemails.

    • Automobile Insurance Payment Assistance
    • Automobile Payment Assistance
    • Electric Service Payment Assistance
    • Health Insurance Premium Assistance
    • Heating Fuel Payment Assistance
    • Incidental Medical Expense Assistance
    • Mortgage Payment Assistance
    • Prescription Expense Assistance
    • Rent Payment Assistance
    • Undesignated Temporary Financial Assistance
    • Water Service Payment Assistance
    If you represent this agency, update your listing here.
    * The community resource directory information is up to date to the best of our knowledge. However, you should always call the provider to confirm this information and make an appointment. Be sure to confirm payment information with the provider, if payment is required. Pennsylvania 211 does not rate, recommend or endorse any agency. We simply provide information as a public service.
    Modest Needs
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