City of Lock Haven - Community Development and Planning
City of Lock Haven - Commercial Loans
A below market interest rate loan program for small business to improve their facilities; for the expansion of existing firms; and the start-up of new businesses in the City of Lock Haven. Loans will be made for improvements to facades; interior renovations; additions, purchase and installation of machinery and capital equipment; working capital; and payment of professional fees such as architects/engineers, surveyors, appraisers, accountants, attorneys, etc.
The Lock Haven Commercial Loan Program Committee administers the Commercial Revolving Loan Program on behalf of the City of Lock Haven. The Lock Haven Commercial Loan Program Committee establishes the rate and term and approves all loans.

20 East Church Street
Lock Haven, PA 17745
Eligibility: Small business owners and renters may apply, if they own the property or have a long term lease on the property for the same period as the term of the loan. Applicants must be credit worthy and the purpose of the loan must be economically feasible. Applicants must demonstrate their credit worth and the ability to repay the loan. SEDA-COG will determine the credit worthiness of the applicant and will make a recommendation of the amount of the loan, interest rate and the term of the loan for consideration by the Committee.All new and existing small private businesses within the City of Lock Haven are eligible to apply provided:
  • the private business will employ 50 or fewer new employees
  • has less than $1 million in projected gross revenues
  • has, or will utilize, technological innovations and commercialization of new products that can be produced/manufactured in rural areas
  • new processes that can be used in such production
Hours: Monday, Tuesday, Thursday, Friday 8:00 am to 5:00 pm; Wednesdays 8:00 am to 12:00 pm
Phone/FAX Numbers
  • (570) 893-5903 Main
  • (570) 893-5905 Fax
  • (570) 893-8900 Other
Email Address:
Intake Procedure: Application forms may be obtained from the City Planning office. Completed applications must be returned to the City Planning office, accompanied by the required additional documentation. Required documentation is listed on the Web site, or call the office for further information.
Fee Amounts: No service fees are required for the processing and approval of the loan. However, the cost of the Lock Haven Commercial Loan Program Committee’s attorney fee will be paid for by the applicant at the time of the closing.
Geographical Area: Clinton County
Service Contact: Leonora Hannah, City Planner, 570-893-5903,
  • Business Financing
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City of Lock Haven - Community Development and Planning
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