Offers a 1% loans up to $10,000 for energy efficient home repairs for those with low and moderate incomes.
The loans can pay for air sealing, insulation and duct work, energy-efficient windows and doors, heating and cooling system repairs or replacements, roof replacements, and remediation of barriers preventing Weatherization services.
Low interest loans at 1% through PA Housing Finance Agency for income eligible families.

Offers low-interest and no-interest home improvement loans to eligible homeowners within eligible areas of Allegheny County.



Emergency/Priority Improvement loans provide timely financing for the repair of code violation or emergency condition that presents a health and safety hazard.



General Improvement Loans support the rehabilitation and improvement of residential properties.

Limited grant funding may also available for qualifying loan recipients to cover a portion of costs of code repairs, lead abatement, accessibility improvements, and public sidewalk repairs.

Serves as the governing legislative body for Carbon County. Oversees county operations, including administration/ human resources, economic development, corrections, court services, emergency services, fiscal affairs, human services, public works, and the offices of the Coroner, Public Defender, Sheriff, and Solicitor.

The City of Altoona Department of Community Development administers a 0% Loan Program. Loans will be offered to owner-occupied units located in the City of Altoona.

Income limits vary according to family size.

The HOME Program provides funding for landlords to rehabilitate their buildings and for rehabilitation of agency-owned housing.

Provides home rehabilitation and assistance for homeowners. Assistance includes bringing the home into compliance with the City of Erie codes for plumbing, electrical, and building, as well as controlling any lead-based paint hazards which may exist.

Provides down payment, closing costs and Rehabilitation. Participants can receive up to $24,999 in assistance. Program is for First time homebuyers who are looking to purchase a home in the City of Erie.

A mini grant program for low and moderate income homeowners who reside in the City of Erie for repairs or improvements to their homes. Program can provide up to $5,000.

Administers major federal grant programs and supports the Department of Community Planning and Economic Development in building strong neighborhoods and elevating quality of life for residents in the City of Lancaster. Promotes equitable and sustainable community development with delivering programs that facilitate safe and affordable housing options, improve environmental conditions, create economic opportunity and stability, reduce homelessness, and increase access to services.

Administers the services and programs of the City of Lebanon including: permits and licenses, recreation, community and economic development, accounts and finances, engineering, traffic, highway, recycling, building and zoning, shade trees, bureau of police, and public safety.

Assists homeowners with home improvements to address home rehabilitation needs, bringing the home up to current codes and remediating hazards, such as lead-base paint and radon.
Forgiveness of loan will be made with a ten-year term. Funds are forgiven each year the owner resides in the home.

Provides low interest loans and/or grants for home improvements to those Wilkes-Barre City homeowners who qualify. The assistance is determined by total household income. Eligible rehabilitation work will consist of repairs to correct housing code violations and lead based paint reduction activities.

Offers grants and low-interest loans for repairs to owner occupied homes within the city limits. Household income
limits and other eligibility requirements apply. Helps qualified households make code, safety and other needed repairs to their homes. The maximum available to an eligible household is $30,000. Eligible work includes roofing, electrical, plumbing, lead paint hazard reduction, insulation, window replacement, and many other items.

Helps Philadelphia homeowners to access low-interest home equity loans to invest in their properties. Offers a 10-year fixed-rate 3% interest home equity term loan ranging from $2,500 to $50,000 (inclusive of 10% contingency) to eligible homeowners with a household income of 120% of area median or less. Services provide include:

• Help determining if you are eligible for the program
• Receive financial counseling
• Help identifying necessary repairs
• Connect you to a participating lender
• Help finding a contractor
• Help applying for the loan

Offers 30-year fixed rate home mortgage that can be used for the purchase AND repair of a home. Currently, CARL loans are only available in certain census tracts within the city of Pittsburgh.

Provides grants and technical assistance to qualified lower income owners to improve their homes and eliminate housing code violations.

Performs home repairs to address critical health and safety issues, accessibility issues for seniors and people with disabilities, and housing code violations. Offers no-interest loans up to $5,000 (higher for roof repairs) to qualifying partners used to repair critical damage to a home or eliminate immediate hazards to health, safety, and/or sanitation. Loans can also be used for home preservation activities.

Offer 0% interest loans to low and moderate-income homeowners who reside in Lancaster County outside the Lancaster city limits. Loans are for code and safety issues only. A lien is placed on the homeowner's property and no monthly payments are required. Loans are not due until the home is sold, or the deed is transferred.

(i.e. plumbing, electrical, replace/repair all types of heating systems, roof, structural/foundation issues)

**NOTES**
Offices closed to the public. Phone only

Administers Community Development Block Grant, HOME and other state/federal community development programs.

Redevelopment Authority Programs

- First Time Homebuyer Program

- Housing Rehabilitation Program

- Housing Accessibility Program

Offers county operations, including administration/human resources, economic development, corrections, court services, fiscal affairs, human services, public works, and the offices of the Coroner, Public Defender, Sheriff, and Solicitor. Information on county services.

Provides home repairs and renovation assistance for owner occupied households. Subject to funding availability. Funds may be used for any purpose within home repairs and debt consolidation parameters.

Oversees Northampton County operations, including administration/human resources, economic development, corrections, court services, fiscal affairs, human services, public works, and the offices of the Coroner, Public Defender, Sheriff.

As of February 1, 2023, PAHAF has temporarily paused accepting new application. Offers fixed-rate loans focused on making homes safe, secure, code compliant, and energy efficient.

As of February 1, 2023, PAHAF has temporarily paused accepting new application.Offers loans between $1,000 and $10,000 for specific energy efficiency repairs at a fixed-rate

As of February 1, 2023, PAHAF has temporilly paused accepting new application. Offers assistance to repair or replace on-lot septic system or to connect for the first time to a public sewer system. This product has a low interest and provides up to $25,000 with a 20 year term.

Assists landlords with the cost of essential repairs in exchange for creating or maintaining affordable housing for five (5) years. In exchange for up to $25,000 of assistance with eligible repairs, landlords who participate in the program will agree to rent units to households with income below 80% of the area median and to charge rent at or below the fair market rent.

Assists homeowners to rehabilitate owner occupied homes to repair any code violation and to meet housing quality standards. Possible repairs include: correcting code violations, repairing major systems such as heating, electrical, plumbing and roofing, making the home more energy efficient, structural components (walls, decks and porches), and windows and doors. Not for Emergency Work.

Increases access to services, such as water and sewer systems, housing, health clinics, emergency service facilities, electric, and telephone service. Promotes economic development through loans to businesses. Provides technical assistance and information to help agricultural producers and cooperatives get started and improve the effectiveness.

Helps individuals or households purchase homes in rural areas.

Provides loans to low-income homeowners to repair, improve, or modernize their homes or grants to elderly, low-income homeowners to remove health and safety hazards. Offers assistance to people with Lead Service Lines that need to be replaced.

Offers single-family housing programs assisting in the purchase, construction, and repair of homes. Provides rural rental housing programs to assist in new construction or rehabilitate existing multi-family housing projects and build or improve community facilities. Assists rural businesses.

Offers a variety of housing programs.

Provides loans and grants to low-income homeowners to repair, improve, or modernize a home or to remove health and safety hazards.

Offer opportunities for homeowners and owners of rental property. There are low-interest rehabilitation loans, below-interest mortgage programs, programs to stimulate both new construction and substantial rehabilitation, and programs to stimulate production of rental housing. (Center for Business Assistance 255-6551): Provides direct assistance to the Pittsburgh business, industrial, and real estate community through a one-stop source of information and assistance to aid businesses in expansion, development, and location.