Search by Provider Name
57 Matching Service Providers
Pennsylvania Housing Finance Agency
Homeowner Assistance Fund (PAHAF)
Provides assistance for the following mortgage and housing-related expenses to help prevent mortgage delinquencies, default, foreclosure, and displacement. The maximum amount of assistance for any homeowner under the PAHAF is $30,000 or up to 24 months of assistance.
Website Only
Eligibility:
  • Homeowner owns and occupies the property as their primary residence;
    • Property in Pennsylvania;
    • Homeowner has experienced a financial hardship after January 21, 2020;
    • Household income is equal to or less than 150% area median income;
    • Homeowner cannot receive the same assistance for mortgage payment, mortgage reinstatement, property charges, and/or utility payment from another federal, state, local, nonprofit, or tribal source
  • Hours: Monday through Friday, 8:00am to 8:00pm
    Saturday, 8:00am to 5:00pm
    ACTION-Housing
    Mortgage Assistance
    Assists homeowners to avoid foreclosure through counseling, working with lenders, and applying to available programs; can also connect to additional social, health and financial resources as well as educational and employment opportunities.
    611 William Penn Place
    Suite 800
    Pittsburgh, PA 15219
    Hours: Weekdays, 8:00am to 4:00pm
    Advantage Credit Counseling Service
    Housing Counseling Services
    Offers pre-purchase counseling counseling sessions to assist prospective buyers to understand the mortgage process; foreclosure prevention counseling helps current homeowners to avoid foreclosure when possible. Also provides information about reverse mortgages in special sessions.
    2403 Sidney Street
    River Park Commons, Suite 225
    Pittsburgh, PA 15203
    Eligibility: Open to all; Foreclosure Prevention Services are only available to Pennsylvania residents.
    Hours: Monday through Thursday, 8:00am to 8:00pm
    Friday, 8:00am to 5:00pm
    Advantage Credit Counseling Service
    Housing Counseling Services
    Offers pre-purchase counseling counseling sessions to assist prospective buyers to understand the mortgage process; foreclosure prevention counseling helps current homeowners to avoid foreclosure when possible. Also provides information about reverse mortgages in special sessions.
    917A Logan Boulevard
    Altoona, PA 16602
    Eligibility: Open to all; Foreclosure Prevention Services are only available to Pennsylvania residents.
    Hours: Monday through Thursday, 8:00am to 8:00pm
    Friday, 8:00am to 5:00pm
    Advantage Credit Counseling Service
    Housing Counseling Services
    Offers pre-purchase counseling counseling sessions to assist prospective buyers to understand the mortgage process; foreclosure prevention counseling helps current homeowners to avoid foreclosure when possible. Also provides information about reverse mortgages in special sessions.
    One Northgate Square
    Greensburg, PA 15601
    Eligibility: Open to all; Foreclosure Prevention Services are only available to Pennsylvania residents.
    Hours: Monday through Thursday, 8:00am to 8:00pm
    Friday, 8:00am to 5:00pm
    Advantage Credit Counseling Service
    Housing Counseling Services
    Offers pre-purchase counseling counseling sessions to assist prospective buyers to understand the mortgage process; foreclosure prevention counseling helps current homeowners to avoid foreclosure when possible. Also provides information about reverse mortgages in special sessions.
    701 Bossler Avenue
    Suite B, Office 1
    Lemoyne, PA 17043
    Eligibility: Open to all; Foreclosure Prevention Services are only available to Pennsylvania residents.
    Hours: Monday through Thursday, 8:00am to 8:00pm
    Friday, 8:00am to 5:00pm
    Advantage Credit Counseling Services of NEPA
    Remote Housing Counseling
    Remote sessions take about 90 minutes to complete while the traditional face-to-face sessions can take over 2-3 hours.
    Counselors are certified by PHFA and NeighborWorks. Participants needs to have a Smartphone, tablet, laptop, or desktop computer and a device that has a web camera so that the counselor can clearly see you during the session.
    401 Laurel Street
    Pittston, PA 18640
    Hours: Mon - Fri, 8:30am to4:30pm, Counseling appointments flexible hours as scheduled, Saturday hrs available.
    BASE, Inc
    Housing Counseling

    Provides housing counseling including:
    - pre-purchase counseling
    - default and delinquency counseling
    - foreclosure prevention counseling
    447 South Prince Street
    Lancaster, PA 17603
    Eligibility: Open to all, no income guidelines
    Hours: Monday through Friday, 9:00am to 5:00pm
    Berks Community Action Program, Inc.
    Homeowners Emergency Mortgage Assistance Program (HEMAP)
    **NOTES**
    Office currently operating on an Appointment Only basis.

    A state program to help those who have worked hard to purchase their homes to keep them during short periods of financial turmoil. The Homeowners Emergency Mortgage Assistance Program provides homeowners who have received an Act 91 notice a chance to apply for a loan to pay their mortgage until they are able to regain their financial footing. Counselors review each individual situation and prepare the necessary paperwork to be mailed to the state for a decision.
    645 Penn Street
    Reading, PA 19601
    Eligibility: Based on income
    Hours: Monday through Friday, 8:00am to 4:30pm
    Blair County Community Action Agency
    Mortgage Foreclosure Information
    Information and access to resources for people who are finding it difficult to make the mortgage payments on their homes and are at risk for foreclosure.
    2301 Beale Avenue
    Altoona, PA 16601
    Hours: Hours vary.
    Blueprints
    Homeownership Center
    Provides foreclosure prevention services for homeowners in danger of losing their homes.
    150 West Beau Street
    Suite 106
    Washington, PA 15301
    Eligibility: Homeowners in southwestern Pennsylvania.
    Hours: Monday through Friday, 9:00am to 4:30pm
    Blueprints
    Homeownership Center
    Provides foreclosure prevention services for homeowners in danger of losing their homes.
    58 East Greene Street
    Waynesburg, PA 15370
    Eligibility: Homeowners in southwestern Pennsylvania.
    Hours: Monday through Friday, 9:00am to 4:30pm
    Center for Family Services
    Foreclosure Counseling
    Housing counselor will assist in negotiations with lender for a Loan Modification or a Forbearance Plan, budget counseling, referrals to other services, and will help explore additional refinancing options.

    People with an Act 91 Notice should contact immediately, there is a limited window to apply for assistance.
    213 West Center Street
    Meadville, PA 16335
    Eligibility: Households experiencing difficulty paying their mortgage.
    Hours: Monday through Friday, 8:00am to 4:00pm
    City of Philadelphia
    Housing and Community Development - SaveYourHomePhilly Hotline
    Provides free housing counseling and free legal advice to give homeowners a way to negotiate with their mortgage lenders. Housing counselors can also assist with property tax questions and appeals.
    1234 Market Street
    17th Floor
    Philadelphia, PA 19107
    Eligibility: Residents of Philadelphia County who's properties are in the process of mortgage foreclosure. You should call the hotline if

  • You have missed a mortgage payment
    • Your mortgage payments have suddenly increased
    • You think there is a problem with your mortgage
    • You have unpaid property taxes
    • You have City liens (including water liens)
    • You received a letter from the Sheriff’s Office
    • You don’t understand your loan documents
    • You think you have been the victim of a foreclosure rescue scam
    • You have questions about a reverse mortgage that you have or are thinking about getting
  • Hours: Monday through Friday, 9:00am to 5:00pm
    Clarifi
    Clarifi - Foreclosure Prevention & Mortgage Default
    Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff's sale.
    1635 Market Street
    5th Floor
    Philadelphia, PA 19103
    Eligibility: Clarifi services are open to all in the 5 SEPA counties regardless of income.
    Hours: Monday through Friday, 8:00am to 6:00pm
    Clarifi
    Clarifi - Foreclosure Prevention & Mortgage Default
    Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff's sale.
    8600 Wes Chester Pike
    Suite 207
    Upper Darby, PA 19082
    Eligibility: Clarifi services are open to all in the 5 SEPA counties regardless of income.
    Hours: Monday through Friday, 8:00am to 6:00pm
    Clarifi
    Clarifi - Foreclosure Prevention & Mortgage Default
    Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff's sale.
    101 Greenwood Avenue
    Jenkintown Plaza, Suite 340
    Jenkintown, PA 19046
    Eligibility: Clarifi services are open to all in the 5 SEPA counties regardless of income.
    Hours: Monday through Friday, 8:00am to 6:00pm
    Clarifi
    Clarifi - Foreclosure Prevention & Mortgage Default
    Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff's sale.
    2300 Master Street
    Office 105
    Philadelphia, PA 19121
    Eligibility: Clarifi services are open to all in the 5 SEPA counties regardless of income.
    Hours: Monday through Friday, 8:00am to 6:00pm
    Community Action
    Emergency Shelter and Rent Assistance
    Assistance with housing emergencies such as foreclosure, eviction, and essential utility termination (heat, electric, water/sewage), as well as emergency shelter and assistance to locate permanent housing; assistance with budgeting, and addressing other issues affecting the household through referrals to community resources.
    30A South Sheridan Road
    Clarion, PA 16214
    Eligibility: Must be a resident of Clarion county and experiencing homelessness.
    Hours: Call for more information
    Community Action Committee of the Lehigh Valley
    Community Action Financial Services

    - Homeowners' Emergency Mortgage Assistance Program: Provide assistance to homeowners at risk of losing their home to sheriff’s sale
    - Home Ownership Counseling Program: Provides seminars for first time homebuyers. Certificate presented at completion to help acquire lower interest loans. Call for schedule: held 7 times per year. Offered at various locations in both counties.
    1337 East Fifth Street
    Bethlehem, PA 18015
    Eligibility: Low-income persons who could benefit from financial services
    Hours: Monday through Friday, 8:00am to 4:00pm
    Congreso de Latinos Unidos
    Congreso de Latinos Unidos - Housing Counseling and Financial Literacy Program
    The Housing Counseling and Financial Literacy Program assist individuals to secure decent, safe, and sanitary housing via advocacy, counseling, workshops, and education.

    This program provides: First time homebuyer counseling,  homebuyer workshops (offered the last Tuesday of every month, mortgage delinquency counseling, homeowner services counseling, tenant & landlord counseling.  Rental/Delinquency counseling
    216 West Somerset Street
    Philadelphia, PA 19133
    Eligibility: All services are open referral. For most services, clients must be low to moderate income to qualify. There may be other more specific eligibility requirements depending on the service.
    Credit Counseling Center
    Credit Counseling Center - Mortgage Assistance - Doylestown
    Mortgage counseling, foreclosure counseling, mortgage assistance ( alternatives to foreclosure).
    11 Welden Drive
    Doylestown, PA 18901
    Hours: Monday through Thursday, 9:00am to 5:00pm
    Friday, 9:00am to 4:30pm
    Credit Counseling Center
    Credit Counseling Center - Mortgage Assistance - Levittown
    Mortgage counseling, foreclosure counseling and mortgage assistance ( alternatives to foreclosure).
    208 Levittown Parkway
    Inside Penn Community Bank
    Levittown, PA 19054
    Hours: Thursday, 9:00am to 5:00pm
    Credit Counseling Center
    Credit Counseling Center - Mortgage Assistance -
    Mortgage Assistance program reviews your current financial situation. We will negotiate with your lender to stop foreclosure and help you maintain your home. We will help you apply for mortgage repayment and or assist with foreclosure prevention. We work with Bucks County mediation program to stop foreclosure
    832 Second Street Pike
    Office #1
    Richboro, PA 18954
    Eligibility: Bucks County residents
    Hours: Monday through Thursday, 9:00am to 5:00pm
    Friday, 9:00am to 4:30pm
    Hispanic Association of Contractors and Enterprises
    Housing Counseling
    For nearly a decade, HACE has provided professional housing counseling services to residents of Eastern North Philadelphia. The program serves as a supportive base for families requiring these services, and furthermore, as an organizational core program in working with tenants and homeowners of HACE's housing development projects. Our mission is to provide counseling assistance to the at-large community and to our residents and tenants towards achieving the goal of homeownership while providing employment opportunities as part of our economic development activities.
    The services provided through HACE' Housing Counseling Program include:
    * Homebuyers Counseling
    * Mortgage Default and Delinquency
    * Tenant Counseling
    * Housing Consumer Education
    167 West Allegheny Avenue
    Suite 200
    Philadelphia, PA 19140
    Eligibility: For additional information, please call (215) 426-8025
    Hours: Monday through Friday, 9:00am to 5:00pm
    Housing Equality Center of Pennsylvania
    Fair Housing Enforcement and Education Services
    Provides:

    - Counseling for housing discrimination victims on their rights protected under fair housing laws
    - Information for consumers, nonprofits, and communities on how to recognize and report violations
    - Testing investigation services for housing discrimination victims
    - Information on legal options and assistance in navigating the legal process
    - Random testing to ensure regional compliance with fair housing laws
    - Technical assistance to prevent discrimination before it occurs
    - Comprehensive and individually tailored education programs provided on site, online or at FHCSP's training facility in Fort Washington for private landlords, property managers, real estate professionals, consumers, homeowners' associations, housing authority staff, CDBG funded nonprofits, local government, social service agencies, etc.
    P.O. Box 558
    Fort Washington, PA 19034
    Eligibility: Open to anyone who believes they have experienced housing discrimination in Montgomery County
    Hours: In-person consultation with the Housing Equality Center are by appointment only. Please Call
    Housing Opportunities of Beaver County
    Housing Counseling
    Provides housing counseling services. Helps homeowners whose mortgage delinquency is due to involuntary unemployment, to under-employment or to medical reasons.
    282 East End Avenue
    Beaver, PA 15009
    Eligibility: Residents of: Beaver and Lawrence County
    Hours: Monday through Friday, 8:30am to 4:30pm
    Housing Opportunities of Beaver County
    Housing Counseling
    Provides housing counseling services. Helps homeowners whose mortgage delinquency is due to involuntary unemployment, to under-employment or to medical reasons.
    2418 Wilmington Road
    New Castle, PA 16105
    Eligibility: Residents of: Beaver and Lawrence County
    Hours: Monday through Friday, 8:30am to 4:30pm
    Intercultural Family Services
    Housing Counseling Program
    Helps with pre- and post-renting, rental delinquency/default, postpurchase counseling, first-time mortgage counseling, anti-predatory lending, and mortgage default and delinquency counseling.
    4225 Chestnut Street
    Philadelphia, PA 19104
    Legal Aid of Southeastern Pennsylvania (LASP)
    Legal Services
    Provides services in civil cases and small claims dealing with consumer issues (bankruptcy, foreclosures), housing, abuse, elder law, custody and public benefits. Pro bono programs available.
    1290 Veterans Highway
    Box 809
    Bristol, PA 19007
    Hours: Monday through Friday, 8:30am to 4:00pm
    Legal Aid of Southeastern Pennsylvania (LASP)
    Legal Aid
    Legal Aid of Southeastern Pennsylvania (LASP) provides free civil legal services in Bucks, Chester, Delaware and Montgomery counties. In addition, Pro Bono programs in all four counties are avenues through which private attorneys willing to donate their time, advise and represent low-income clients, victims of domestic abuse and the elderly.

    Legal Services include:
    - Consumer problems (including bankruptcy, debt relief, foreclosures and sheriff's sales)
    - Custody
    - Denial/Termination of government benefits
    - Domestic Violence
    - Elder law issues
    - Employment law
    - Expungement of criminal records, Clean Slate and pardons
    - Housing, including mortgage foreclosure, landlord/tenant, evictions, public housing and Section 8, subsidized housing
    - Protection from Abuse orders (PFAs)
    - Public Benefits, including Unemployment Compensation, SSI, SSDI, TANF (cash assistance), SNAP (food stamps), Medical Assistance (Medicare), and more
    - Utilities
    - Veterans
    419 Avenue of the States
    Suite 605
    Chester, PA 19013
    Legal Aid of Southeastern Pennsylvania (LASP)
    Legal Services
    Legal Aid of Southeastern Pennsylvania (LASP) provides free comprehensive legal services in civil cases in Southeastern PA.
    The Almshouse
    1260 Almshouse Road
    Doylestown, PA 18901
    Eligibility: * Low-income individuals who meet financial eligibility guidelines. (In most cases, the upper limit for eligibility is 125% of the federal poverty level.)


    * Low- and moderate-income older adults


    * Victims of domestic violence, regardless of income, to obtain a Protection from Abuse order and address other legal matters directly related to domestic violence
    Hours: Monday through Friday, 8:30am to 4:30pm
    Legal Aid of Southeastern Pennsylvania (LASP)
    Legal Services
    Legal Services at Legal Aid of Southeastern Pennsylvania (LASP) provides services in civil cases and small claims. In addition, Pro Bono programs operating in all five counties are avenues through which private attorneys willing to donate their time, advise and represent low-income clients, victims of domestic abuse and the elderly.

    Legal Services include:
    - Consumer problems (including bankruptcy, foreclosures and sheriff's sales)
    - Custody
    - Denial/Termination of government benefits
    - Elder law issues
    - Housing (including Landlord/Tenant disputes, Public Housing and Section 8)
    - Protection from abuse
    - Social Security
    - Employment (including unemployment compensation and expungement of criminal records)
    - Utilities
    933 North Charlotte Street
    Suite 2-A
    Pottstown, PA 19464
    Legal Aid of Southeastern Pennsylvania (LASP)
    Legal Services
    Legal Services at Legal Aid of Southeastern Pennsylvania (LASP) provides services in civil cases and small claims. In addition, Pro Bono programs operating in all five counties are avenues through which private attorneys willing to donate their time, advise and represent low-income clients, victims of domestic abuse and the elderly.

    Legal Services include:
    - Consumer problems (including bankruptcy, foreclosures and sheriff's sales)
    - Custody
    - Denial/Termination of government benefits
    - Elder law issues
    - Housing (including Landlord/Tenant disputes, Public Housing and Section 8)
    - Protection from abuse
    - Social Security
    - Employment (including unemployment compensation and expungement of criminal records)
    - Utilities
    222 North Walnut Street
    2nd Floor
    West Chester, PA 19380
    Hours: Monday through Friday, 8:30am to 4:30pm
    Legal Aid of Southeastern Pennsylvania (LASP)
    Legal Services
    Legal Services at Legal Aid of Southeastern Pennsylvania (LASP) provides services in civil cases and small claims. In addition, Pro Bono programs operating in all five counties are avenues through which private attorneys willing to donate their time, advise and represent low-income clients, victims of domestic abuse and the elderly.

    Legal Services include:
    - Consumer problems (including bankruptcy, foreclosures and sheriff's sales)
    - Custody
    - Denial/Termination of government benefits
    - Elder law issues
    - Housing (including Landlord/Tenant disputes, Public Housing and Section 8)
    - Protection from abuse
    - Social Security
    - Employment (including unemployment compensation and expungement of criminal records)
    - Utilities
    625 Swede Street
    Norristown, PA 19401
    Monroe County Government
    Foreclosure Diversion Program
    Court of the Common Pleas, 43rd Judicial District in Monroe County office this service in an effort to address the increasing number of property foreclosures in the county. Objective of the program is to provide a streamlined, unified process for the resolution of mortgage foreclosure proceedings through court intervention, housing counseling, and conciliation conferences.
    One Quaker Plaza
    Stroudsburg, PA 18360
    Eligibility: At risk of foreclosure.
    Hours: 8:00am - 5:00pm M-F
    Neighborhood Housing Services of Greater Berks, Inc.
    Foreclosure Intervention Assistance
    Provides foreclosure intervention assistance. Assists individuals to apply for a loan through the Pennsylvania Housing Finance Agency's Home Owners Emergency mortgage Assistance Program (HEMAP).
    213 North Fifth Street
    Suite 1030
    Reading, PA 19601
    Eligibility: Individuals who have fallen behind on their mortgage payments
    Hours: Monday through Friday, 8:00am to 5:00pm
    Neighborhood Legal Services Association
    Project Shape
    Neighborhood Legal Services (NLS) provides free civil legal services to low income individuals and families without the means to hire a private attorney.
    928 Penn Avenue
    Pittsburgh, PA 15222
    Eligibility: Income based: Gross income for most services must be at or below 125% of the Federal Poverty Level. There are exceptions depending upon grants we receive at any given time e.g. for those who are facing Mortgage foreclosure or eviction. Some services are available regardless of income e.g. those seeking Protection from Abuse and elderly clients in Allegheny County.
    Hours: Online applications are available 24/7.

    Walk-ins are accepted Monday through Friday 9:00am - 3:00pm


    Telephone Intake Hours Monday through Friday 9:00am - 1:00pm (Messages may be left between 12:00pm and 1:00pm)
    Neighborworks Northeastern Pennsylvania
    Financial Counseling and Education
    Offers support for the Elderly Property Tax and Extension Program which can extend, defer, or assist older adults who are behind on property taxes. Older adults are also assisted with foreclosure preventions/loss mitigation counseling, budgeting and financial coaching.
    815 Smith Street
    Scranton, PA 18504
    Eligibility: Homeowners age 60 and older.
    Hours: Monday through Friday, 8:30am to 4:30pm
    NeighborWorks Western PA
    Credit Counseling
    Provides homebuyer and homeowner counseling and education, including foreclosure prevention services. All services are available virtually.
    1901 Centre Ave
    Suite 200
    Pittsburgh, PA 15219
    Eligibility: Homeowners or individuals looking to buy a home.
    Hours: Monday through Friday, 8:30am to 5:00pm
    New Kensington Community Development Corporation
    Housing Counseling
    NKCDC has a team of HUD-certified housing counselors who are able to provide a very wide range of free housing services, including: first-time homebuyer counseling; foreclosure and sheriff sale prevention; rent, mortgage and utility assistance; property tax and rent rebates; financial education. Also help clients build budgets and credit, and can connect people to affordable home repair.
    2771 Ruth Street
    Suite 1
    Philadelphia, PA 19134
    Eligibility: Open to any resident of Philadelphia
    Hours: Monday through Friday, 9:00am to 5:00pm
    Northwest Counseling Services
    Real Estate and Housing
    Provides real estate and housing counseling services.
    Provides expert advice and quality services in the areas of pre and post purchase, pre and post rental, mortgage default/delinquency/foreclosure, ant-predatory lending, rental default, reverse mortgage counseling/certification and housing consumer education.
    6521 North Broad Street
    1st Floor
    Philadelphia, PA 19126
    Hours: Mon - Fri 9:00 am -5:00 pm
    Opportunity, Inc.
    Opportunity
    To Provide Education, Training And Housing Programs For Youth And Adults.

    Services:

    Mortgage Assistance Counseling
    Foreclosure Counseling
    Home-buyer Counseling
    Credit Repair
    Adult Education Programs Including Career Education, Life Skills, Adult Basic Education, Pre-Ged Preparation And Ged Preparation

    Youth Sports Programs For Children Ages 8 To 18
    Tutoring And Career Guidance
    For Youth And Adults Ages 16 To 23

    Summer Camps For Kids Ages 8 To 16 In Grassflats, Pa
    And Poconos, Pa
    Annual Scholarship
    301 E. Market St.
    York, PA 17403
    Eligibility: Adults And Youth
    Hours: Monday-Friday, 9AM TO 5PM
    Philadelphia Legal Assistance
    Save Your Home Philly Hotline
    Provides legal advice, referrals, and make appointments with housing counseling agencies. Services are provided free of charge to Philadelphia homeowners who are in risk of foreclosure.
    718 Arch Street
    Suite 300N
    Philadelphia, PA 19106
    Eligibility: Residents of Philadelphia.
    Hours: Monday through Friday, 9:00am to 5:00pm
    Saint Martin Center
    Foreclosure Prevention
    Educates homeowners on topics relating to foreclosure prevention.
    1701 Parade Street
    Erie, PA 16503
    Eligibility: Call or visit the website for more information.
    Hours: Call for more information.
    Tenfold
    Mortgage Counseling
    Foreclosure prevention counseling helps people struggling to make their mortgage payments by helping them to: understand their options to avoid foreclosure; access emergency mortgage assistance through HEMAP; work with their lenders to obtain loan modifications.

    Reverse mortgage counseling helps people who are over 62 to understand reverse mortgages (also known as Home Equity Conversion Mortgage or HECM) and to decide if this is a good option for them. This counseling is required by law before any lender can make a reverse mortgage to a client.
    308 East King Street
    Lancaster, PA 17602
    Eligibility: Open to the public, no eligibility requirements
    Hours: Monday through Friday, 8:30am to 4:30pm
    Trehab Community Action Agency
    Mortgage Foreclosure Program
    Provides counseling and other assistance to homeowners who have a mortgage that is threatened by foreclosure. Different types of assistance that may be available to the homeowner, depending on his or her financial situation.
    210 Center Street
    Dushore, PA 18614
    Eligibility: Call for information.
    Hours: Monday through Wednesday from 7:00am to 5:00pm, Thursday, 7:00am to 4:30pm
    Trehab Community Action Agency
    Housing Services
    Housing services include housing-related counseling, landlord-tenant mediation, housing relocation assistance, rental assistance, utility assistance, emergency shelter, and homelessness prevention.
    36 Public Avenue
    Montrose, PA 18801
    Eligibility: Call for more information.
    Hours: Monday through Friday, 8:30am to 4:00pm
    Trehab Community Action Agency
    Mortgage Foreclosure Assistance
    Provides counseling and other assistance to homeowners who have a mortgage that is threatened by foreclosure. Different types of assistance that may be available to the homeowner, depending on his or her financial situation.
    115 Heartwood Lane
    Wellsboro, PA 16901
    Eligibility: Persons facing foreclosure on home mortgage due to adverse economic circumstances.
    Hours: Monday through Thursday, 8:00am to 4:00pm
    Trehab Community Action Agency
    Mortgage Foreclosure Program
    Provides counseling and other assistance to homeowners who have a mortgage that is threatened by foreclosure. Different types of assistance that may be available to the homeowner, depending on his or her financial situation.
    100 4th Street
    Suite 20
    Honesdale, PA 18431
    Eligibility: Individuals facing forecloser on home mortgage due to adverse economic circumstance.
    Hours: Monday through Friday, 9:00am to 5:00pm
    Trehab Community Action Agency
    Mortgage Foreclosure Program
    Provides counseling and other assistance to homeowners who have a mortgage that is threatened by foreclosure. Different types of assistance that may be available to the homeowner, depending on the financial situation.
    5 Crackerjack Lane
    Mehoopany, PA 18629
    Eligibility: Homeowners at risk for mortgage foreclosure.
    Hours: Monday through Thursday from 7:00am to 5:00pm
    United Communities Southeast Philadelphia
    Housing Counseling
    Offers pre-purchase and post-purchase workshops and counseling, including counseling for first time home-buyers and foreclosure intervention.
    2029 South 8th Street
    Philadelphia, PA 19148
    Eligibility: Philadelphia home owners or first time homebuyers.
    Hours: Admin hours: 9:00am to 5:00pm; services are by appointment
    United States Department of Housing and Urban Development
    Philadelphia Field Office
    **NOTES**
    Click here for Coronavirus Information
    Click here for Coronavirus Resources for Renters

    Responsible for national policy and programs that address America's housing needs, that improve and develop the Nation's communities, and enforce fair housing laws. Also provides consumers with information on a range of housing issues, including foreclosures and reverse mortgages, and referrals to approved local housing counseling agencies.

    Headquarters (Washington office):
    451 Seventh Street, S.W., Washington, DC 20410
    100 Penn Square East
    Philadelphia Regional Office
    Philadelphia, PA 19107
    Eligibility: American homeowners, homebuyers or renters
    Hours: Monday through Friday, 8:00am to 4:30pm
    United States Department of Housing and Urban Development
    Pittsburgh Field Office
    HUD / FHA mortgage insurance, low and moderate income and elderly housing programs, community development assistance to local governments, and financial and technical assistance to organizations administering ongoing HUD programs, projects, and developments. Literature and speakers available. In most cases, HUD does not provide direct service to the public. Callers can request the list of HUD - subsidized housing. There are three housing lists, one for families, one for the elderly, and one for persons with disabilities.
    1000 Liberty Avenue
    William Morehead Federal Building, Suite
    Pittsburgh, PA 15222
    Hours: Weekdays 8:00am to 4:30pm
    United States Department of Housing and Urban Development
    Making Home Affordable
    Government program to help homeowners get mortgage relief and avoid foreclosure. Making Home Affordable programs offer a range of solutions that may be able to help:
    • Refinance and take advantage of low mortgage interest rates.
    • Reduce monthly mortgage payments
    • Get mortgage relief while searching for re-employment
    • Get help when you owe more than your home is worth
    • Avoid foreclosure when homeownership is no longer affordable or desirable.
    451 7th Street S.W.
    Washington, DC 20410
    Hours: Telephone assistance and housing counseling services available 24/7
    United States Department of Housing and Urban Development
    Making Home Affordable (Military)
    Government program to help homeowners get mortgage relief and avoid foreclosure. Making Home Affordable programs offer a range of solutions that may be able to help:
    • Refinance and take advantage of low mortgage interest rates.
    • Reduce monthly mortgage payments
    • Get mortgage relief while searching for re-employment
    • Get help when you owe more than your home is worth
    • Avoid foreclosure when homeownership is no longer affordable or desirable.
    Military Resources

    Under recently announced changes to HAMP, military homeowners and other families who are permanently displaced by a job-related move may be eligible for a mortgage modification.
    451 7th Street S.W.
    Washington, DC 20410
    Eligibility: Service members struggling with mortgage payments may be eligible for a HAMP modification if:
    • Displaced due to an out-of-area job transfer such as permanent change of station (PCS) orders and occupied the home as a principal residence immediately prior to the displacement;
    • Intention on returning to the home at some point in the future; and
    • Do not own any other single-family real estate.
    Military and other families who do own other residential properties may still qualify for a HAMP modification under an expanded rental property modification option or qualify for a short sale under Home Affordable Foreclosure Alternatives Program (HAFA).
    Hours: Telephone assistance and housing counseling services available 24/7
    United States Department of Housing and Urban Development
    United States Department of Housing and Urban Development (HUD)
    Responsible for national policy and programs that address America's housing needs, that improve and develop the Nation's communities, and enforce fair housing laws.

    Headquarters (Washington office):
    451 Seventh Street, S.W., Washington, DC 20410
    888-995-4673 Hope for Homeowners
    451 7th Street S.W.
    Washington, DC 20410
    Hours: Monday through Friday, 8:00am to 4:30pm
    United States Department of Housing and Urban Development
    Foreclosure Avoidance Counseling
    HUD-approved housing counseling agencies are available to provide you with the information and assistance you need to avoid foreclosure. As part of President Obama's comprehensive Homeowner Affordability and Stability Plan (HASP), you may be eligible for a special Making Home Affordable loan modification or refinance, to reduce your monthly payments and help you keep your home.

    If you need help understanding the Making Home Affordable programs, you can use this search tool to find a counseling agency in your area that will provide you with free foreclosure prevention services. If you are eligible for the loan modification or refinance program, the counselor will work with you to compile an intake package for your servicer.

    Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services.

    Conveniently located housing counseling agencies listed at website in searchable state page.


    451 7th Street S.W.
    Washington, DC 20410
    Hours: Monday through Friday, 8:00am to 4:30pm
    Urban League of Philadelphia
    Housing Counseling
    Assists first time homebuyers as well as people in mortgage default, deliquency, or those facing tax liens learn about their options
    121 South Broad Street
    6th Floor
    Philadelphia, PA 19107
    Eligibility: Living in Philadelphia
    Hours: Monday through Friday, 9:00am to 5:00pm
    Warren-Forest Counties Economic Opportunity Council
    Warren-Forest Counties Economic Opportunity Council - Budget Counseling
    Clients work with staff to learn how to coordinate their resources and expenditures within a family budget. Aims to improve credit score and develop an action plan.
    1209 Pennsylvania Avenue West
    Warren, PA 16365
    Eligibility: Call for more information.
    Hours: Hours may vary
    ACTION-Housing
    Mortgage Assistance
    Advantage Credit Counseling Service
    Housing Counseling Services
    Advantage Credit Counseling Service
    Housing Counseling Services
    Advantage Credit Counseling Service
    Housing Counseling Services
    Advantage Credit Counseling Service
    Housing Counseling Services
    Advantage Credit Counseling Services of NEPA
    Remote Housing Counseling
    BASE, Inc
    Housing Counseling
    Berks Community Action Program, Inc.
    Homeowners Emergency Mortgage Assistance Program (HEMAP)
    Blair County Community Action Agency
    Mortgage Foreclosure Information
    Blueprints
    Homeownership Center
    Blueprints
    Homeownership Center
    Center for Family Services
    Foreclosure Counseling
    City of Philadelphia
    Housing and Community Development - SaveYourHomePhilly Hotline
    Clarifi
    Clarifi - Foreclosure Prevention & Mortgage Default
    Clarifi
    Clarifi - Foreclosure Prevention & Mortgage Default
    Clarifi
    Clarifi - Foreclosure Prevention & Mortgage Default
    Clarifi
    Clarifi - Foreclosure Prevention & Mortgage Default
    Community Action
    Emergency Shelter and Rent Assistance
    Community Action Committee of the Lehigh Valley
    Community Action Financial Services
    Congreso de Latinos Unidos
    Congreso de Latinos Unidos - Housing Counseling and Financial Literacy Program
    Credit Counseling Center
    Credit Counseling Center - Mortgage Assistance - Doylestown
    Credit Counseling Center
    Credit Counseling Center - Mortgage Assistance - Levittown
    Credit Counseling Center
    Credit Counseling Center - Mortgage Assistance -
    Hispanic Association of Contractors and Enterprises
    Housing Counseling
    Housing Equality Center of Pennsylvania
    Fair Housing Enforcement and Education Services
    Housing Opportunities of Beaver County
    Housing Counseling
    Housing Opportunities of Beaver County
    Housing Counseling
    Intercultural Family Services
    Housing Counseling Program
    Legal Aid of Southeastern Pennsylvania (LASP)
    Legal Services
    Legal Aid of Southeastern Pennsylvania (LASP)
    Legal Aid
    Legal Aid of Southeastern Pennsylvania (LASP)
    Legal Services
    Legal Aid of Southeastern Pennsylvania (LASP)
    Legal Services
    Legal Aid of Southeastern Pennsylvania (LASP)
    Legal Services
    Legal Aid of Southeastern Pennsylvania (LASP)
    Legal Services
    Monroe County Government
    Foreclosure Diversion Program
    Neighborhood Housing Services of Greater Berks, Inc.
    Foreclosure Intervention Assistance
    Neighborhood Legal Services Association
    Project Shape
    Neighborworks Northeastern Pennsylvania
    Financial Counseling and Education
    NeighborWorks Western PA
    Credit Counseling
    New Kensington Community Development Corporation
    Housing Counseling
    Northwest Counseling Services
    Real Estate and Housing
    Opportunity, Inc.
    Opportunity
    Philadelphia Legal Assistance
    Save Your Home Philly Hotline
    Saint Martin Center
    Foreclosure Prevention
    Tenfold
    Mortgage Counseling
    Trehab Community Action Agency
    Mortgage Foreclosure Program
    Trehab Community Action Agency
    Housing Services
    Trehab Community Action Agency
    Mortgage Foreclosure Assistance
    Trehab Community Action Agency
    Mortgage Foreclosure Program
    Trehab Community Action Agency
    Mortgage Foreclosure Program
    United Communities Southeast Philadelphia
    Housing Counseling
    United States Department of Housing and Urban Development
    Philadelphia Field Office
    United States Department of Housing and Urban Development
    Pittsburgh Field Office
    Urban League of Philadelphia
    Housing Counseling
    Warren-Forest Counties Economic Opportunity Council
    Warren-Forest Counties Economic Opportunity Council - Budget Counseling
    Exit IconPanic Button
    Click here or hit the 'esc' key on your keyboard to leave this site fast.