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Franklin County Government
Franklin County Veteran Affairs
VA loan guaranties are made to service members, veterans, reservists, and unmarried surviving spouses for the purchase of homes, condominiums, and manufactured homes and for refinancing home loans. VA guarantees part of the total loan, permitting the purchaser to obtain a mortgage with a competitive interest rate, even without a down payment, if the lender agrees. The guaranty means the lender is protected against loss if you fail to repay the loan. Applicants must have a good credit rating, have sufficient income to support the mortgage payments and agree to live in the property as their primary residence.
To apply for a Certificate of Eligibility complete VA Form 26-1880, which is available at https://www.va.gov/housing-assistance/home-loans/how-to-apply/
425 Franklin Farm Lane
Chambersburg, PA 17202
Eligibility: See the description of the service for specific eligibility details.
Hours: Monday - Friday, 8:30 AM - 4:30 PM
Integra Home Counseling
Integra Home Counseling Inc.
Integra Home Counseling Inc.(IHC), will soon be rebranded "Envision Home Guidance Center" IHC is the only U.S. Dept. of Housing & Urban Development (HUD) Approved Housing Counseling Agency located in Monroe County PA with 2 HUD Certified Housing Counselors on staff, one of which is a Certified Financial Coach, along with being an Act 91 Housing Emergency Mortgage Assistance Program (HEMAP) Approved Agency through the Pennsylvania Housing Finance Agency (PHFA).
Our HUD Housing Counseling Program supports the delivery of a wide variety of housing counseling services to homebuyers, homeowners, low- to moderate-income renters, and the unhoused (often referred to as homeless).


The primary objectives of our Program are to improve financial literacy, expand homeownership opportunities, improve access to affordable housing, and preserve homeownership.





Our staff of HUD Certified Housing Counselors are trained to provide the following services:


-Financial Management/Budget Counseling

-Financial, Budgeting, and Credit Repair Workshops

-Fair Housing Education Workshops

-Home Improvement and Rehabilitation Counseling

-Mortgage Delinquency and Default Resolution Counseling

-Non-Delinquency Post Purchase Workshops and Counseling

-Pre-Home Purchase Counseling
-Pre-Purchase Homebuyer Education Workshops

-Predatory Lending Education Workshops

-Rental Housing Counseling and Workshops

-Resolving/Preventing Mortgage Delinquency
-Reverse Mortgage Counseling

-Housing Counseling Services for the Unhoused

Our Pre-home purchase counseling can help homebuyers become eligible for various financial benefits, including:


-Down payment assistance programs

-Closing cost grants

-Below market mortgage rates
-Fixed-rate loans



-Provided information on fair housing, fair lending, and accessibility rights
-Developed sustainable household budgets
-Assisted clients to improve their financial capacity (reduce debt load, increase savings, increase credit score)
-Provided access to housing and non-housing resources
-Assisted unhoused or potentially unhoused households to obtain housing
-Aided tenants to avoid eviction
-Helped first-time homebuyers obtain mortgages
-Assisted homeowners with understanding home equity conversion mortgages (HECM)
-Aided homeowners to improve their home conditions and affordability
-Assisted homeowners facing foreclosure to prevent or resolve a mortgage default and stay in their home.
3110 Route 611
Tannersville, PA 18372
Eligibility: Call for information.
Hours: Monday through Friday: 8 am to 7 pm
Saturday & Sunday: As needed
We are closed on Major Holidays.
Perry County Department of Veteran Affairs
Perry County Department of Veteran Affairs
Client advocacy for securing pensions, education, hospitalization, disability compensation, medical and dental services, burial allowance benefits, loan guarantees and public housing. Special financial assistance for burial benefits and allowances and certain emergencies. Provides free notary service and information for employment assistance.
25 West Main Street
New Bloomfield, PA 17068
Eligibility: Veterans or their spouses, widow or widowers, parents, or children with proof of military service
Hours: Monday through Friday, 9:00am to 1:00pm
Franklin County Government
Franklin County Veteran Affairs
Integra Home Counseling
Integra Home Counseling Inc.
Perry County Department of Veteran Affairs
Perry County Department of Veteran Affairs
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