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Pennsylvania Housing Finance Agency
Access Home Modification Program
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Eligibility:
- Buyers who need to modify the home they are purchasing to suit
the living needs of a household member with a disability
- Applicants must be homebuyers who are persons with a permanent disability or have a family member(s) living in the household with a permanent disability who are purchasing a new or existing home with a loan originated through one of the Agency's homeownership loan programs.
- Applicants may apply for any of the Agency's first mortgage programs (i.e., Keystone Home Loan, HFA Preferred Risk Sharing, HFA Preferred, HOMEstead, or the Keystone Government Loan).
- Applicants must meet the underwriting guidelines for the first mortgage program in which they are applying. Refer to Seller's Guide for program guidelines.
- All applicants with middle credit scores below 660 are required to complete homebuyer education and counseling prior to closing.
- Applicants must be homebuyers who are persons with a permanent disability or have a family member(s) living in the household with a permanent disability who are purchasing a new or existing home with a loan originated through one of the Agency's homeownership loan programs.
- Applicants may apply for any of the Agency's first mortgage programs (i.e., Keystone Home Loan, HFA Preferred Risk Sharing, HFA Preferred, HOMEstead, or the Keystone Government Loan).
- Applicants must meet the underwriting guidelines for the first mortgage program in which they are applying. Refer to Seller's Guide for program guidelines.
- All applicants with middle credit scores below 660 are required to complete homebuyer education and counseling prior to closing.
Hours:
Monday through Friday, 8:00am to 5:00 pm