Fee Amounts: Call for details.

Intake Procedure: Contact mortgage servicer (the company to which mortgage payments are made) to see if they participate in the program. Not all servicers do. If agency does not, they may offer their own foreclosure prevention solutions that might be best suited to your situation.

If your mortgage servicer does participate in the MHA program but makes the determination that you are not eligible for a HAMP modification, they may offer you modification alternatives of their own. Be sure to ask your servicer if they offer programs for service members.

Intake Requirements: Have as many of the following documents on hand as possible:•Monthly mortgage statement•Information about other mortgages on your home, if applicable •Two most recent pay stubs for all household members contributing toward mortgage payment •Last two years of tax returns •If self-employed, the most recent quarterly or year-to-date profit and loss statement •Documentation of income you receive from other sources (alimony, child support, social security, etc.) •Two most recent bank statements •A utility bill showing homeowner name and property address •Unemployment insurance letter, if applicable•Account balances and minimum monthly payments due on all of your credit cards•Information about your savings and other assets•It may also be helpful to have: A letter describing any circumstances that caused your income to be reduced or expenses to be increased (job loss, divorce, illness, etc.) if applicable

Geographical Area: Adams, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata,Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, and York counties