Pennsylvania Housing Finance Agency
Pennsylvania Housing Finance Agency - Loan Programs - PENNVEST Homeowner Septic Program
As of February 1, 2023, PAHAF has temporilly paused accepting new application. Offers assistance to repair or replace on-lot septic system or to connect for the first time to a public sewer system. This product has a low interest and provides up to $25,000 with a 20 year term.
Eligibility: The property must be in the state of Pennsylvania, owner-occupied by the applicant as a primary and permanent residence. Project must be in a community where a wastewater collection and treatment system is not in place and will not be constructed in the next five years.
Hours: Monday through Friday, 8:00am to 5:00pm
(800) 822-1174
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Phone/FAX Numbers
  • (800) 822-1174
Fee Amounts: Application fee applies - it is reimburseable if the loan is closed and disbursed. Applicants who receive a loan must make monthly loan payments.
Intake Procedure: Contact a PENNVEST participating lender to discuss qualifications.
Intake Requirements: Must meet Income Guidelines and complete required paperwork, including system design/build process.
Geographical Area: Adams, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York
Helpful Tips: Maximum loan amounts apply, check guidelines for current amount.
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