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51 Matching Service Providers
ACTION-Housing
ACTION-Housing - Mortgage Assistance
Assists homeowners to avoid foreclosure through counseling, working with lenders, and applying to available programs; can also connect to additional social, health and financial resources as well as educational and employment opportunities.
611 William Penn Place
Suite 800
Pittsburgh, PA 15219
Hours: Weekdays, 8:00am to 4:00pm
Advantage Credit Counseling Service
Advantage Credit Counseling Service - Housing Counseling Services
Offers pre-purchase counseling counseling sessions to assist prospective buyers to understand the mortgage process; foreclosure prevention counseling helps current homeowners to avoid foreclosure when possible. Also provides information about reverse mortgages in special sessions.
2403 Sidney Street
River Park Commons, Suite 225
Pittsburgh, PA 15203
Eligibility: Open to all; Foreclosure Prevention Services are only available to Pennsylvania residents.
Hours: Monday through Thursday, 8:00am to 8:00pm
Friday, 8:00am to 5:00pm
Advantage Credit Counseling Service
Advantage Credit Counseling Service - Housing Counseling Services
Offers pre-purchase counseling counseling sessions to assist prospective buyers to understand the mortgage process; foreclosure prevention counseling helps current homeowners to avoid foreclosure when possible. Also provides information about reverse mortgages in special sessions.
917A Logan Boulevard
Altoona, PA 16602
Eligibility: Open to all; Foreclosure Prevention Services are only available to Pennsylvania residents.
Hours: Monday through Thursday, 8:00am to 8:00pm
Friday, 8:00am to 5:00pm
Advantage Credit Counseling Service
Advantage Credit Counseling Service - Housing Counseling Services
Offers pre-purchase counseling counseling sessions to assist prospective buyers to understand the mortgage process; foreclosure prevention counseling helps current homeowners to avoid foreclosure when possible. Also provides information about reverse mortgages in special sessions.
One Northgate Square
Greensburg, PA 15601
Eligibility: Open to all; Foreclosure Prevention Services are only available to Pennsylvania residents.
Hours: Monday through Thursday, 8:00am to 8:00pm
Friday, 8:00am to 5:00pm
Advantage Credit Counseling Service
Advantage Credit Counseling Service - Housing Counseling Services
Offers pre-purchase counseling counseling sessions to assist prospective buyers to understand the mortgage process; foreclosure prevention counseling helps current homeowners to avoid foreclosure when possible. Also provides information about reverse mortgages in special sessions.
701 Bossler Avenue
Suite B, Office 1
Lemoyne, PA 17043
Eligibility: Open to all; Foreclosure Prevention Services are only available to Pennsylvania residents.
Hours: Monday through Thursday, 8:00am to 8:00pm
Friday, 8:00am to 5:00pm
Advantage Credit Counseling Services of NEPA
Advantage Credit Counseling Services NEPA - Remote Housing Counseling
Remote sessions take about 90 minutes to complete while the traditional face-to-face sessions can take over 2-3 hours.
Counselors are certified by PHFA and NeighborWorks. Participants needs to have a Smartphone, tablet, laptop, or desktop computer and a device that has a web camera so that the counselor can clearly see you during the session.
401 Laurel Street
Pittston, PA 18640
Hours: Mon - Fri, 8:30am - 4:30pm, Counseling appointments flexible hours as scheduled, Saturday hrs available.
BASE, Inc
BASE - Housing Counseling

Provides housing counseling including:
- pre-purchase counseling
- default and delinquency counseling
- foreclosure prevention counseling
447 South Prince Street
Lancaster, PA 17603
Eligibility: Open to all, no income guidelines
Hours: Monday through Friday, 9:00am to 5:00pm
Berks Community Action Program, Inc.
BCAP - Homeowners Emergency Mortgage Assistance Program (HEMAP)
**NOTES**
Office currently operating on an Appointment Only basis.

A state program to help those who have worked hard to purchase their homes to keep them during short periods of financial turmoil. The Homeowners Emergency Mortgage Assistance Program provides homeowners who have received an Act 91 notice a chance to apply for a loan to pay their mortgage until they are able to regain their financial footing. Counselors review each individual situation and prepare the necessary paperwork to be mailed to the state for a decision.
645 Penn Street
Reading, PA 19601
Eligibility: Based on income
Hours: Monday through Friday, 8:00am to 4:30pm
Blair County Community Action Agency
Blair County Community Action - Mortgage Foreclosure Information
Information and access to resources for people who are finding it difficult to make the mortgage payments on their homes and are at risk for foreclosure.
2301 Beale Avenue
Altoona, PA 16601
Hours: Hours vary.
Center for Family Services
Center for Family Services - Main Office - Foreclosure Counseling
Housing counselor will assist you in negotiations with your lender for a Loan Modification or a Forbearance Plan, budget counseling, referrals to other services, and will help explore additional refinancing options.

People with an Act 91 Notice should contact immediately, there is a limited window to apply for assistance.
213 West Center Street
Meadville, PA 16335
Eligibility: Households experiencing difficulty paying their mortgage.
Hours: Monday through Friday, 8:00am to 4:00pm
Clarifi
Clarifi - Foreclosure Prevention & Mortgage Default
Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff’s sale.
1635 Market Street
5th Floor
Philadelphia, PA 19103
Eligibility: Clarifi services are open to all in the 5 SEPA counties regardless of income.
Hours: Monday through Friday, 8:00am to 6:00pm
Clarifi
Clarifi - Foreclosure Prevention & Mortgage Default
Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff’s sale.
8600 Wes Chester Pike
Suite 207
Upper Darby, PA 19082
Eligibility: Clarifi services are open to all in the 5 SEPA counties regardless of income.
Hours: Monday through Friday, 8:00am to 6:00pm
Clarifi
Clarifi - Foreclosure Prevention & Mortgage Default
Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff’s sale.
101 Greenwood Avenue
Jenkintown Plaza, Suite 340
Jenkintown, PA 19046
Eligibility: Clarifi services are open to all in the 5 SEPA counties regardless of income.
Hours: Monday through Friday, 8:00am to 6:00pm
Clarifi
Clarifi - Foreclosure Prevention & Mortgage Default
Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff’s sale.
2300 Master Street
Office 105
Philadelphia, PA 19121
Eligibility: Clarifi services are open to all in the 5 SEPA counties regardless of income.
Hours: Monday through Friday, 8:00am to 6:00pm
Community Action
Community Action - Clarion Office - Emergency Shelter and Rent Assistance
Assistance with housing emergencies such as foreclosure, eviction, and essential utility termination (heat, electric, water/sewage), as well as emergency shelter and assistance to locate permanent housing; assistance with budgeting, and addressing other issues affecting the household through referrals to community resources.
30A South Sheridan Road
Clarion, PA 16214
Eligibility: Must be a resident of Clarion county.
Housing Status: Homeless
. Call for more information.
Hours: Call for more information
Community Action Committee of the Lehigh Valley
Community Action Financial Services

- Homeowners' Emergency Mortgage Assistance Program: Provide assistance to homeowners at risk of losing their home to sheriff’s sale
- Home Ownership Counseling Program: Provides seminars for first time homebuyers. Certificate presented at completion to help acquire lower interest loans. Call for schedule: held 7 times per year. Offered at various locations in both counties.
1337 East Fifth Street
Bethlehem, PA 18015
Eligibility: Low-income persons who could benefit from financial services
Hours: Monday through Friday, 8:00am to 4:00pm
Congreso de Latinos Unidos
Congreso de Latinos Unidos - Housing Counseling and Financial Literacy Program
The Housing Counseling and Financial Literacy Program assist individuals to secure decent, safe, and sanitary housing via advocacy, counseling, workshops, and education.

This program provides: First time homebuyer counseling,  homebuyer workshops (offered the last Tuesday of every month, mortgage delinquency counseling, homeowner services counseling, tenant & landlord counseling.  Rental/Delinquency counseling
216 West Somerset Street
Philadelphia, PA 19133
Eligibility: All services are open referral. For most services, clients must be low to moderate income to qualify. There may be other more specific eligibility requirements depending on the service.
Credit Counseling Center
Credit Counseling Center - Mortgage Assistance - Doylestown
Mortgage counseling, foreclosure counseling, mortgage assistance ( alternatives to foreclosure).
11 Welden Drive
Doylestown, PA 18901
Hours: Monday through Thursday, 9:00am to 5:00pm
Friday, 9:00am to 4:30pm
Credit Counseling Center
Credit Counseling Center - Mortgage Assistance - Levittown
Mortgage counseling, foreclosure counseling and mortgage assistance ( alternatives to foreclosure).
208 Levittown Parkway
Inside Penn Community Bank
Levittown, PA 19054
Hours: Thursday, 9:00am to 5:00pm
Credit Counseling Center
Credit Counseling Center - Mortgage Assistance -
Mortgage Assistance program reviews your current financial situation. We will negotiate with your lender to stop foreclosure and help you maintain your home. We will help you apply for mortgage repayment and or assist with foreclosure prevention. We work with Bucks County mediation program to stop foreclosure
832 Second Street Pike
Office #1
Richboro, PA 18954
Eligibility: Bucks County residents
Hours: Monday through Thursday, 9:00am to 5:00pm
Friday, 9:00am to 4:30pm
Hispanic Association of Contractors and Enterprises
Hispanic Association of Contractors and Enterprises - Housing Counseling
For nearly a decade, HACE has provided professional housing counseling services to residents of Eastern North Philadelphia. The program serves as a supportive base for families requiring these services, and furthermore, as an organizational core program in working with tenants and homeowners of HACE's housing development projects. Our mission is to provide counseling assistance to the at-large community and to our residents and tenants towards achieving the goal of homeownership while providing employment opportunities as part of our economic development activities.
The services provided through HACE' Housing Counseling Program include:
* Homebuyers Counseling
* Mortgage Default and Delinquency
* Tenant Counseling
* Housing Consumer Education
167 West Allegheny Avenue
Suite 200
Philadelphia, PA 19140
Eligibility: For additional information, please call (215) 426-8025
Hours: Monday through Friday, 9:00am to 5:00pm
Housing Equality Center of Pennsylvania
Housing Equality Center of Pennsylvania - Fair Housing Enforcement and Education Services
Fair Housing Enforcement and Education Services provides:

- Counseling for housing discrimination victims on their rights protected under fair housing laws
- Information for consumers, nonprofits, and communities on how to recognize and report violations
- Testing investigation services for housing discrimination victims
- Information on legal options and assistance in navigating the legal process
- Random testing to ensure regional compliance with fair housing laws
- Technical assistance to prevent discrimination before it occurs
- Comprehensive and individually tailored education programs provided on site, online or at FHCSP's training facility in Fort Washington for private landlords, property managers, real estate professionals, consumers, homeowners' associations, housing authority staff, CDBG funded nonprofits, local government, social service agencies, etc.
P.O. Box 558
Fort Washington, PA 19034
Eligibility: Open to anyone who believes they have experienced housing discrimination in Montgomery County
Hours: In-person consultation with the Housing Equality Center are by appointment only. Please Call
Housing Opportunities of Beaver County
Housing Opportunities of Beaver County - Housing Counseling
Provides housing counseling services. Helps homeowners whose mortgage delinquency is due to involuntary unemployment, to under-employment or to medical reasons.
282 East End Avenue
Beaver, PA 15009
Hours: 8:30am - 4:30pm
Housing Opportunities of Beaver County
Housing Opportunities of Beaver County - Housing Counseling
Provides housing counseling services. Helps homeowners whose mortgage delinquency is due to involuntary unemployment, to under-employment or to medical reasons.
2418 Wilmington Road
New Castle, PA 16105
Hours: 8:30am - 4:30pm
Intercultural Family Services
Intercultural Family Services - Housing Counseling Program
Helps with pre- and post-renting, rental delinquency/default, postpurchase counseling, first-time mortgage counseling, anti-predatory lending, and mortgage default and delinquency counseling.
4225 Chestnut Street
Philadelphia, PA 19104
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Aid of Southeastern Pennsylvania - Legal Services - Bristol
Provides services in civil cases and small claims dealing with consumer issues (bankruptcy, foreclosures), housing, abuse, elder law, custody and public benefits. Pro bono programs available.
1290 Veterans Highway
Box 809
Bristol, PA 19007
Hours: Monday through Friday, 8:30am to 4:00pm
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Aid of Southeastern Pennsylvania - (Chester City, Delaware County)
Legal Aid of Southeastern Pennsylvania (LASP) provides free civil legal services in Bucks, Chester, Delaware and Montgomery counties. In addition, Pro Bono programs in all four counties are avenues through which private attorneys willing to donate their time, advise and represent low-income clients, victims of domestic abuse and the elderly.

Legal Services include:
- Consumer problems (including bankruptcy, debt relief, foreclosures and sheriff's sales)
- Custody
- Denial/Termination of government benefits
- Domestic Violence
- Elder law issues
- Employment law
- Expungement of criminal records, Clean Slate and pardons
- Housing, including mortgage foreclosure, landlord/tenant, evictions, public housing and Section 8, subsidized housing
- Protection from Abuse orders (PFAs)
- Public Benefits, including Unemployment Compensation, SSI, SSDI, TANF (cash assistance), SNAP (food stamps), Medical Assistance (Medicare), and more
- Utilities
- Veterans
419 Avenue of the States
Suite 605
Chester, PA 19013
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Services (Doylestown)
Legal Aid of Southeastern Pennsylvania (LASP) provides free legal services in civil cases in Southeastern PA.

Legal services include:
* Bankruptcy, consumer law and debt relief
* Child custody and dependency
* Domestic violence and Protection from Abuse
* Elder law
* Employment law - Expungement, record-sealing (Clean Slate), and pardons
* Family law
* Housing - Landlord-Tenant (eviction, habitability, public or subsidized housing, rent-to-own)
* Housing - Mortgage foreclosure, property tax sales, reverse mortgages, tangled title
* Public Benefits, including Unemployment Compensation, SSI, SSDI, TANF (cash assistance), SNAP (food stamps), Medical Assistance (Medicaid), and more
* Utilities, including LIHEAP (home heating and energy assistance)
* Veterans Advocacy Project (Veterans Advocacy Helpline: 610-283-0884 provides trauma-informed legal help with military discharge upgrades, VA benefits, and the above civil legal matters)
The Almshouse
1260 Almshouse Road
Doylestown, PA 18901
Eligibility: * Low-income individuals who meet financial eligibility guidelines. (In most cases, the upper limit for eligibility is 125% of the federal poverty level.)

* Low- and moderate-income older adults

* Victims of domestic violence, regardless of income, to obtain a Protection from Abuse order and address other legal matters directly related to domestic violence
Hours: Monday through Friday, 8:30am to 4:30pm
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Aid of Southeastern Pennsylvania - Legal Services (Pottstown)
Legal Services at Legal Aid of Southeastern Pennsylvania (LASP) provides services in civil cases and small claims. In addition, Pro Bono programs operating in all five counties are avenues through which private attorneys willing to donate their time, advise and represent low-income clients, victims of domestic abuse and the elderly.

Legal Services include:
- Consumer problems (including bankruptcy, foreclosures and sheriff's sales)
- Custody
- Denial/Termination of government benefits
- Elder law issues
- Housing (including Landlord/Tenant disputes, Public Housing and Section 8)
- Protection from abuse
- Social Security
- Employment (including unemployment compensation and expungement of criminal records)
- Utilities
933 North Charlotte Street
Suite 2-A
Pottstown, PA 19464
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Aid of Southeastern Pennsylvania - Legal Services (West Chester)
Legal Services at Legal Aid of Southeastern Pennsylvania (LASP) provides services in civil cases and small claims. In addition, Pro Bono programs operating in all five counties are avenues through which private attorneys willing to donate their time, advise and represent low-income clients, victims of domestic abuse and the elderly.

Legal Services include:
- Consumer problems (including bankruptcy, foreclosures and sheriff's sales)
- Custody
- Denial/Termination of government benefits
- Elder law issues
- Housing (including Landlord/Tenant disputes, Public Housing and Section 8)
- Protection from abuse
- Social Security
- Employment (including unemployment compensation and expungement of criminal records)
- Utilities
222 North Walnut Street
2nd Floor
West Chester, PA 19380
Hours: Monday through Friday, 8:30am to 4:30pm
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Aid of Southeastern Pennsylvania - Legal Services (Norristown)
Legal Services at Legal Aid of Southeastern Pennsylvania (LASP) provides services in civil cases and small claims. In addition, Pro Bono programs operating in all five counties are avenues through which private attorneys willing to donate their time, advise and represent low-income clients, victims of domestic abuse and the elderly.

Legal Services include:
- Consumer problems (including bankruptcy, foreclosures and sheriff's sales)
- Custody
- Denial/Termination of government benefits
- Elder law issues
- Housing (including Landlord/Tenant disputes, Public Housing and Section 8)
- Protection from abuse
- Social Security
- Employment (including unemployment compensation and expungement of criminal records)
- Utilities
625 Swede Street
Norristown, PA 19401
Monroe County Government
Monroe County - Foreclosure Diversion Program
Court of the Common Pleas, 43rd Judicial District in Monroe County office this service in an effort to address the increasing number of property foreclosures in the county. Objective of the program is to provide a streamlined, unified process for the resolution of mortgage foreclosure proceedings through court intervention, housing counseling, and conciliation conferences.
Monroe County Administrative Building
One Quaker Plaza, Room 105
Stroudsburg, PA 18360
Eligibility: At risk of foreclosure.
Hours: 8:00am - 5:00pm M-F
Neighborhood Housing Services of Greater Berks, Inc.
Neighborhood Housing Services of Greater Berks, Inc. - Foreclosure Intervention Assistance
Provides foreclosure intervention assistance. Assists individuals to apply for a loan through the Pennsylvania Housing Finance Agency's Home Owners Emergency mortgage Assistance Program (HEMAP).
213 North Fifth Street
Suite 1030
Reading, PA 19601
Eligibility: Individuals who have fallen behind on their mortgage payments
Hours: Monday through Friday, 8:00am to 5:00pm
Neighborhood Legal Services Association
Neighborhood Legal Services Association - Project Shape
Neighborhood Legal Services (NLS) provides free civil legal services to low income individuals and families without the means to hire a private attorney. Provides representation to survivors of domestic violence in Protection from Abuse proceedings; public housing and subsidized housing evictions, denials, and terminations; private housing evictions; mortgage foreclosure; property tax sales; tangled title issues; debt advice; public benefits; employment issues; family law issues; utility terminations; expungements; some bankruptcy; and support and divorce referrals etc. NLS may provide direct representation, advice, assistance in self-representation, brief service/limited legal assistance or referral to a private attorney (including free and reduced-fee), depending on case. Provides community education on legal topics. Free interpretation services are provided to those with limited English abilities and the hearing-impaired.
NLS also provides assistance with Veterans' Benefits as well as multiple other areas of legal assistance to eligible veterans who are having problems with their housing, utilities, custody, benefits, employment law, or other legal issues within NLS's priorities.
NLS also provides representation in certain civil matters to â??crime victimsâ?.
NLS in Allegheny County provides legal assistance to those 60 and older in the additional areas such as, Powers of Attorney, and Advanced Directives. These individuals are referred from area senior centers.
928 Penn Avenue
Pittsburgh, PA 15222
Eligibility: Income based: Gross income for most services must be at or below 125% of the Federal Poverty Level. There are exceptions depending upon grants we receive at any given time e.g. for those who are facing Mortgage foreclosure or eviction. Some services are available regardless of income e.g. those seeking Protection from Abuse and elderly clients in Allegheny County.
Hours: Online applications are available 24/7.

Walk-ins are accepted Monday through Friday 9:00am - 3:00pm


Telephone Intake Hours Monday through Friday 9:00am - 1:00pm (Messages may be left between 12:00pm and 1:00pm)
Neighborworks Northeastern Pennsylvania
Neighbor Works - Aging in Place - Financial Counseling and Education
Offers support for the Elderly Property Tax and Extension Program which can extend, defer, or assist older adults who are behind on property taxes. Older adults are also assisted with foreclosure preventions/loss mitigation counseling, budgeting and financial coaching.
815 Smith Street
Scranton, PA 18504
Eligibility: Homeowners age 60 and older.
Hours: Monday through Friday, 8:30am to 4:30pm
NeighborWorks Western PA
NeighborWorks - Western Pennsylvania
Provides homebuyer and homeowner counseling and education, including foreclosure prevention services. All services are available virtually.
PO Box 101097
Pittsburgh, PA 15237
New Kensington Community Development Corporation
New Kensington Community Development Corporation - Housing Counseling
NKCDC has a team of HUD-certified housing counselors who are able to provide a very wide range of free housing services, including: first-time homebuyer counseling; foreclosure and sheriff sale prevention; rent, mortgage and utility assistance; property tax and rent rebates; financial education. Also help clients build budgets and credit, and can connect people to affordable home repair.
2771 Ruth Street
Suite 1
Philadelphia, PA 19134
Eligibility: Open to any resident of Philadelphia
Hours: Monday through Friday, 9:00am to 5:00pm
Northwest Counseling Services
Northwest Counseling Services - Real Estate and Housing
Provides real estate and housing counseling services.
Provides expert advice and quality services in the areas of pre and post purchase, pre and post rental, mortgage default/delinquency/foreclosure, ant-predatory lending, rental default, reverse mortgage counseling/certification and housing consumer education.
6521 North Broad Street
1st Floor
Philadelphia, PA 19126
Hours: Mon - Fri 9:00 am -5:00 pm
Opportunity, Inc.
Opportunity, Inc.
To Provide Education, Training And Housing Programs For Youth And Adults.

Services:

Mortgage Assistance Counseling
Foreclosure Counseling
Home-buyer Counseling
Credit Repair
Adult Education Programs Including Career Education, Life Skills, Adult Basic Education, Pre-Ged Preparation And Ged Preparation

Youth Sports Programs For Children Ages 8 To 18
Tutoring And Career Guidance
For Youth And Adults Ages 16 To 23

Summer Camps For Kids Ages 8 To 16 In Grassflats, Pa
And Poconos, Pa
Annual Scholarship
301 E. Market St.
York, PA 17403
Eligibility: Adults And Youth
Hours: Monday-Friday, 9AM TO 5PM
Saint Martin Center
Saint Martin Center - Main Office - Foreclosure Prevention
Educates homeowners on topics relating to foreclosure prevention.
1701 Parade Street
Erie, PA 16503
Eligibility: Call or visit the website for more information.
Hours: Call for more information.
Tenfold
Barshinger Financial Empowerment Center - Mortgage Counseling
Foreclosure prevention counseling helps people struggling to make their mortgage payments by helping them to: understand their options to avoid foreclosure; access emergency mortgage assistance through HEMAP; work with their lenders to obtain loan modifications.

Reverse mortgage counseling helps people who are over 62 to understand reverse mortgages (also known as Home Equity Conversion Mortgage or HECM) and to decide if this is a good option for them. This counseling is required by law before any lender can make a reverse mortgage to a client.
308 East King Street
Lancaster, PA 17602
Eligibility: Open to the public, no eligibility requirements
Hours: Monday through Friday, 8:30am to 4:30pm
TREHAB
TREHAB - Housing Services - Montrose
Housing services include housing-related counseling, landlord-tenant mediation, housing relocation assistance, rental assistance, utility assistance, emergency shelter, and homelessness prevention. Services provided through Emergency Food & Shelter Program, Homeless Assistance Program
36 Public Avenue
Montrose, PA 18801
Eligibility: Varies with program.
Hours: varies with program
TREHAB
TREHAB - Mortgage Foreclosure Program - Honesdale
Provides counseling and other assistance to homeowners who have a mortgage that is threatened by foreclosure. Different types of assistance that may be available to the homeowner, depending on his or her financial situation.
100 4th Street
Suite 20
Honesdale, PA 18431
TREHAB
TREHAB - Sullivan Community Services - Mortgage Foreclosure Program
Provides counseling and other assistance to homeowners who have a mortgage that is threatened by foreclosure. Different types of assistance that may be available to the homeowner, depending on his or her financial situation.
210 Center Street
Dushore, PA 18614
Hours: Monday through Wednesday from 7:00am to 5:00pm, Thur. 7:00am - 4:30pm
TREHAB
TREHAB - Mortgage Foreclosure Program - Wellsboro
Provides counseling and other assistance to homeowners who have a mortgage that is threatened by foreclosure. Different types of assistance that may be available to the homeowner, depending on his or her financial situation.
115 Heartwood Lane
Wellsboro, PA 16901
Hours: Monday through Thursday from 8:00am to 4:00pm
TREHAB
Wyoming County Trehab Community Services - Mortgage Foreclosure Program
Provides counseling and other assistance to homeowners who have a mortgage that is threatened by foreclosure. Different types of assistance that may be available to the homeowner, depending on the financial situation.
5 Crackerjack Lane
Mehoopany, PA 18629
Eligibility: Homeowners at risk for mortgage foreclosure.
Hours: Monday through Thursday from 7:00am to 5:00pm
United Communities Southeast Philadelphia
United Communities Southeast Philadelphia - Housing Counseling
Offers pre-purchase and post-purchase workshops and counseling, including foreclosure intervention.
2029 South 8th Street
Philadelphia, PA 19148
United States Department of Housing and Urban Development
United States Department of Housing and Urban Development (HUD) - Philadelphia Field Office
**NOTES**
Click here for Coronavirus Information
Click here for Coronavirus Resources for Renters

Responsible for national policy and programs that address America's housing needs, that improve and develop the Nation's communities, and enforce fair housing laws. Also provides consumers with information on a range of housing issues, including foreclosures and reverse mortgages, and referrals to approved local housing counseling agencies.

Headquarters (Washington office):
451 Seventh Street, S.W., Washington, DC 20410
100 Penn Square East
Philadelphia Regional Office
Philadelphia, PA 19107
Eligibility: American homeowners, homebuyers or renters
Hours: Monday through Friday, 8:00am to 4:30pm
United States Department of Housing and Urban Development
United States Department of Housing and Urban Development (HUD) - Pittsburgh Field Office
HUD / FHA mortgage insurance, low and moderate income and elderly housing programs, community development assistance to local governments, and financial and technical assistance to organizations administering ongoing HUD programs, projects, and developments. Literature and speakers available. In most cases, HUD does not provide direct service to the public. Callers can request the list of HUD - subsidized housing. There are three housing lists, one for families, one for the elderly, and one for persons with disabilities.
1000 Liberty Avenue
William Morehead Federal Building, Suite
Pittsburgh, PA 15222
Hours: Weekdays 8:00am to 4:30pm
United States Department of Housing and Urban Development
United States Department of Housing and Urban Development (HUD) - Making Home Affordable
Government program to help homeowners get mortgage relief and avoid foreclosure. Making Home Affordable programs offer a range of solutions that may be able to help:
  • Refinance and take advantage of low mortgage interest rates.
  • Reduce monthly mortgage payments
  • Get mortgage relief while searching for re-employment
  • Get help when you owe more than your home is worth
  • Avoid foreclosure when homeownership is no longer affordable or desirable.
451 7th Street S.W.
Washington, DC 20410
Hours: Telephone assistance and housing counseling services available 24/7
United States Department of Housing and Urban Development
United States Department of Housing and Urban Development (HUD) - Making Home Affordable (Military)
Government program to help homeowners get mortgage relief and avoid foreclosure. Making Home Affordable programs offer a range of solutions that may be able to help:
  • Refinance and take advantage of low mortgage interest rates.
  • Reduce monthly mortgage payments
  • Get mortgage relief while searching for re-employment
  • Get help when you owe more than your home is worth
  • Avoid foreclosure when homeownership is no longer affordable or desirable.
Military Resources

Under recently announced changes to HAMP, military homeowners and other families who are permanently displaced by a job-related move may be eligible for a mortgage modification.
451 7th Street S.W.
Washington, DC 20410
Eligibility: Service members struggling with mortgage payments may be eligible for a HAMP modification if:
  • Displaced due to an out-of-area job transfer such as permanent change of station (PCS) orders and occupied the home as a principal residence immediately prior to the displacement;
  • Intention on returning to the home at some point in the future; and
  • Do not own any other single-family real estate.
Military and other families who do own other residential properties may still qualify for a HAMP modification under an expanded rental property modification option or qualify for a short sale under Home Affordable Foreclosure Alternatives Program (HAFA).
Hours: Telephone assistance and housing counseling services available 24/7
United States Department of Housing and Urban Development
United States Department of Housing and Urban Development (HUD)
Responsible for national policy and programs that address America's housing needs, that improve and develop the Nation's communities, and enforce fair housing laws.

Headquarters (Washington office):
451 Seventh Street, S.W., Washington, DC 20410
888-995-4673 Hope for Homeowners
451 7th Street S.W.
Washington, DC 20410
Hours: Monday through Friday, 8:00am to 4:30pm
United States Department of Housing and Urban Development
United States Department of Housing and Urban Development (HUD) - Foreclosure Avoidance Counseling
HUD-approved housing counseling agencies are available to provide you with the information and assistance you need to avoid foreclosure. As part of President Obama's comprehensive Homeowner Affordability and Stability Plan (HASP), you may be eligible for a special Making Home Affordable loan modification or refinance, to reduce your monthly payments and help you keep your home.

If you need help understanding the Making Home Affordable programs, you can use this search tool to find a counseling agency in your area that will provide you with free foreclosure prevention services. If you are eligible for the loan modification or refinance program, the counselor will work with you to compile an intake package for your servicer.

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services.

Conveniently located housing counseling agencies listed at website in searchable state page.


451 7th Street S.W.
Washington, DC 20410
Hours: Monday through Friday, 8:00am to 4:30pm
Urban League of Philadelphia
Urban League of Philadelphia - Housing Counseling
Assists first time homebuyers as well as people in mortgage default, deliquency, or those facing tax liens learn about their options
121 South Broad Street
6th Floor
Philadelphia, PA 19107
Eligibility: Living in Philadelphia
Hours: Monday through Friday, 9:00am to 5:00pm
ACTION-Housing
ACTION-Housing - Mortgage Assistance
Advantage Credit Counseling Service
Advantage Credit Counseling Service - Housing Counseling Services
Advantage Credit Counseling Service
Advantage Credit Counseling Service - Housing Counseling Services
Advantage Credit Counseling Service
Advantage Credit Counseling Service - Housing Counseling Services
Advantage Credit Counseling Service
Advantage Credit Counseling Service - Housing Counseling Services
Advantage Credit Counseling Services of NEPA
Advantage Credit Counseling Services NEPA - Remote Housing Counseling
BASE, Inc
BASE - Housing Counseling
Berks Community Action Program, Inc.
BCAP - Homeowners Emergency Mortgage Assistance Program (HEMAP)
Blair County Community Action Agency
Blair County Community Action - Mortgage Foreclosure Information
Center for Family Services
Center for Family Services - Main Office - Foreclosure Counseling
Clarifi
Clarifi - Foreclosure Prevention & Mortgage Default
Clarifi
Clarifi - Foreclosure Prevention & Mortgage Default
Clarifi
Clarifi - Foreclosure Prevention & Mortgage Default
Clarifi
Clarifi - Foreclosure Prevention & Mortgage Default
Community Action
Community Action - Clarion Office - Emergency Shelter and Rent Assistance
Community Action Committee of the Lehigh Valley
Community Action Financial Services
Congreso de Latinos Unidos
Congreso de Latinos Unidos - Housing Counseling and Financial Literacy Program
Credit Counseling Center
Credit Counseling Center - Mortgage Assistance - Doylestown
Credit Counseling Center
Credit Counseling Center - Mortgage Assistance - Levittown
Credit Counseling Center
Credit Counseling Center - Mortgage Assistance -
Hispanic Association of Contractors and Enterprises
Hispanic Association of Contractors and Enterprises - Housing Counseling
Housing Equality Center of Pennsylvania
Housing Equality Center of Pennsylvania - Fair Housing Enforcement and Education Services
Housing Opportunities of Beaver County
Housing Opportunities of Beaver County - Housing Counseling
Housing Opportunities of Beaver County
Housing Opportunities of Beaver County - Housing Counseling
Intercultural Family Services
Intercultural Family Services - Housing Counseling Program
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Aid of Southeastern Pennsylvania - Legal Services - Bristol
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Aid of Southeastern Pennsylvania - (Chester City, Delaware County)
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Services (Doylestown)
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Aid of Southeastern Pennsylvania - Legal Services (Pottstown)
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Aid of Southeastern Pennsylvania - Legal Services (West Chester)
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Aid of Southeastern Pennsylvania - Legal Services (Norristown)
Monroe County Government
Monroe County - Foreclosure Diversion Program
Neighborhood Housing Services of Greater Berks, Inc.
Neighborhood Housing Services of Greater Berks, Inc. - Foreclosure Intervention Assistance
Neighborhood Legal Services Association
Neighborhood Legal Services Association - Project Shape
Neighborworks Northeastern Pennsylvania
Neighbor Works - Aging in Place - Financial Counseling and Education
NeighborWorks Western PA
NeighborWorks - Western Pennsylvania
New Kensington Community Development Corporation
New Kensington Community Development Corporation - Housing Counseling
Northwest Counseling Services
Northwest Counseling Services - Real Estate and Housing
Opportunity, Inc.
Opportunity, Inc.
Saint Martin Center
Saint Martin Center - Main Office - Foreclosure Prevention
Tenfold
Barshinger Financial Empowerment Center - Mortgage Counseling
TREHAB
TREHAB - Housing Services - Montrose
TREHAB
TREHAB - Mortgage Foreclosure Program - Honesdale
TREHAB
TREHAB - Sullivan Community Services - Mortgage Foreclosure Program
TREHAB
TREHAB - Mortgage Foreclosure Program - Wellsboro
TREHAB
Wyoming County Trehab Community Services - Mortgage Foreclosure Program
United Communities Southeast Philadelphia
United Communities Southeast Philadelphia - Housing Counseling
United States Department of Housing and Urban Development
United States Department of Housing and Urban Development (HUD) - Philadelphia Field Office
United States Department of Housing and Urban Development
United States Department of Housing and Urban Development (HUD) - Pittsburgh Field Office
Urban League of Philadelphia
Urban League of Philadelphia - Housing Counseling
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