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Advantage Credit Counseling Services of NEPA
Remote Housing Counseling - Advantage Credit Counseling Services NEPA
Remote sessions take about 90 minutes to complete while the traditional face-to-face sessions can take over 2-3 hours. Counselors are certified by PHFA and NeighborWorks. Participants needs to have a Smartphone, tablet, laptop, or desktop computer and a device that has a web camera so that the counselor can clearly see you during the session.
401 Laurel Street
Pittston, PA 18640
Hours: Mon - Fri, 8:30am - 4:30pm, Counseling appointments flexible hours as scheduled, Saturday hrs available.
BASE, Inc
BASE - Housing Counseling

Provides housing counseling including: - pre-purchase counseling - default and delinquency counseling - foreclosure prevention counseling
447 South Prince Street
Lancaster, PA 17603
Eligibility: Open to all, no income guidelines
Hours: Monday through Friday, 9:00am to 5:00pm
Berks Community Action Program, Inc.
BCAP - Homeowners Emergency Mortgage Assistance Program (HEMAP)
**NOTES** Office currently operating on an Appointment Only basis. A state program to help those who have worked hard to purchase their homes to keep them during short periods of financial turmoil. The Homeowners Emergency Mortgage Assistance Program provides homeowners who have received an Act 91 notice a chance to apply for a loan to pay their mortgage until they are able to regain their financial footing. Counselors review each individual situation and prepare the necessary paperwork to be mailed to the state for a decision.
645 Penn Street
Reading, PA 19601
Eligibility: Based on income
Hours: Monday through Friday, 8:00am to 4:30pm
Blair County Community Action Agency
Blair County Community Action Housing Counseling Program Mortgage Foreclosure Information
Information and access to resources for people who are finding it difficult to make the mortgage payments on their homes and are at risk for foreclosure.
2301 Beale Avenue
Altoona, PA 16601
Hours: Hours vary.
Center for Family Services
Center for Family Services - Main Office - Foreclosure Counseling
Housing counselor will assist you in negotiations with your lender for a Loan Modification or a Forbearance Plan, budget counseling, referrals to other services, and will help explore additional refinancing options. People with an Act 91 Notice should contact immediately, there is a limited window to apply for assistance.
213 West Center Street
Meadville, PA 16335
Eligibility: Households experiencing difficulty paying their mortgage.
Hours: Monday through Friday, 8:00am - 4:00pm
Clarifi
Clarifi - Foreclosure Prevention & Mortgage Default
Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff’s sale.
1635 Market Street
5th Floor
Philadelphia, PA 19103
Clarifi
Clarifi - Foreclosure Prevention & Mortgage
Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff’s sale.
8600 Wes Chester Pike
Suite 207
Upper Darby, PA 19082
Clarifi
Clarifi - Foreclosure Prevention & Mortgage Default
Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff's sale.
479 Thomas Jones Way
Suite 500
Exton, PA 19341
Hours: Monday through Friday, 8:00 am to 6:00 pm
Clarifi
Clarifi - Foreclosure Prevention & Mortgage Default - Jenkintown
Provides counseling to individuals facing potential future delinquency to those whose homes are scheduled for sheriff's sale.
101 Greenwood Avenue
Jenkintown Plaza, Suite 340
Jenkintown, PA 19046
Clarifi
Clarifi - Foreclosure Prevention & Mortgage
Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff's sale.
7340 Jackson Street
Catholic Social Services Building
Philadelphia, PA 19136
Clarifi
Clarifi - Foreclosure Prevention & Mortgage Default
Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff’s sale.
2946 Island Avenue
Philadelphia, PA 19153
Clarifi
Clarifi - Foreclosure Prevention & Mortgage
Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff’s sale.
2300 Master Street
Office 105
Philadelphia, PA 19121
Clarifi
Clarifi - Foreclosure Prevention & Mortgage
Clarifi works with struggling homeowners in all stages from those who are current but facing potential future delinquency to those whose homes are scheduled for sheriff’s sale.
325 North 39th Street
Office A
Philadelphia, PA 19104
Community Action
Community Action - Clarion Office - Emergency Shelter and Rent Assistance
Assistance with housing emergencies such as foreclosure, eviction, and essential utility termination (heat, electric, water/sewage), as well as emergency shelter and assistance to locate permanent housing; assistance with budgeting, and addressing other issues affecting the household through referrals to community resources.
30A South Sheridan Road
Clarion, PA 16214
Eligibility: Must be a resident of Clarion or Jefferson Counties. Housing Status: Homeless Call for more information.
Hours: Call for more information
Community Action Committee of the Lehigh Valley
Community Action Financial Services

- Homeowners' Emergency Mortgage Assistance Program: Provide assistance to homeowners at risk of losing their home to sheriff’s sale - Home Ownership Counseling Program: Provides seminars for first time homebuyers. Certificate presented at completion to help acquire lower interest loans. Call for schedule: held 7 times per year. Offered at various locations in both counties.
1337 East Fifth Street
Bethlehem, PA 18015
Eligibility: Low-income persons who could benefit from financial services
Hours: Monday through Friday, 8:00am to 4:00pm
Congreso de Latinos Unidos
Congreso de Latinos Unidos - Housing Counseling and Financial Literacy Program
The Housing Counseling and Financial Literacy Program assist individuals to secure decent, safe, and sanitary housing via advocacy, counseling, workshops, and education. This program provides: First time homebuyer counseling,  homebuyer workshops (offered the last Tuesday of every month, mortgage delinquency counseling, homeowner services counseling, tenant & landlord counseling.  Rental/Delinquency counseling
216 West Somerset Street
Philadelphia, PA 19133
Eligibility: All services are open referral. For most services, clients must be low to moderate income to qualify. There may be other more specific eligibility requirements depending on the service.
Credit Counseling Center
Mortgage Assistance - Doylestown
Mortgage counseling, foreclosure counseling, mortgage assistance ( alternatives to foreclosure).
11 Welden Drive
Doylestown, PA 18901
Hours: Monday through Thursday, 9:00am to 5:00pm Friday, 9:00am to 4:30pm
Credit Counseling Center
Mortgage Assistance - Levittown
Mortgage counseling, foreclosure counseling and mortgage assistance ( alternatives to foreclosure).
208 Levittown Parkway
Inside Penn Community Bank
Levittown, PA 19054
Hours: Thursday, 9:00am to 5:00pm
Credit Counseling Center
Mortgage Assistance - Richboro
Credit Counseling Center is celebrating its 25th year of financial services to the community. Established in 1994, Credit Counseling Center has helped over 50,000 people establish budgets, pay down and get out of debt, save an emergency fund, improve credit scores, buy first homes, prevent foreclosure, offer financial education opportunities, and live in control of their finances.
832 Second Street Pike
Office #1
Richboro, PA 18954
Hours: Monday through Thursday, 9:00am to 5:00pm Friday, 9:00am to 4:30pm
Foreclosure International Group
Foreclosure International Group
Offers solutions for your foreclosures issues. Offer foreclosure assistance with everything from in house techniques to legal approaches to help homeowners save their homes from the banks. Whether you are going through a foreclosure, pre-foreclosure, post foreclosure or loan modification we are here to help you get through the process and once again take control.
3900 Crown Road
Suite 16533
Atlanta, Ge 30321
Eligibility: Call or visit website for more information.
Hours: Monday through Friday, 8:00am to 6:00pm; Saturday, 9:00am to 4:00pm
Housing Equality Center of Pennsylvania
Housing Equality Center of Pennsylvania- Fair Housing Enforcement and Education Services Regional Pr
Fair Housing Enforcement and Education Services provides: - Counseling for housing discrimination victims on their rights protected under fair housing laws - Information for consumers, nonprofits, and communities on how to recognize and report violations - Testing investigation services for housing discrimination victims - Information on legal options and assistance in navigating the legal process - Random testing to ensure regional compliance with fair housing laws - Technical assistance to prevent discrimination before it occurs - Comprehensive and individually tailored education programs provided on site, online or at FHCSP's training facility in Fort Washington for private landlords, property managers, real estate professionals, consumers, homeowners' associations, housing authority staff, CDBG funded nonprofits, local government, social service agencies, etc.
P.O. Box 558
Fort Washington, PA 19034
Hours: In-person consultation with the Housing Equality Center are by appointment only. Please Call
Integra Home Counseling
Integra Home Counseling Inc.
Integra Home Counseling Inc.(IHC), will soon be rebranded "Envision Home Guidance Center" IHC is the only U.S. Dept. of Housing & Urban Development (HUD) Approved Housing Counseling Agency located in Monroe County PA with 2 HUD Certified Housing Counselors on staff, one of which is a Certified Financial Coach, along with being an Act 91 Housing Emergency Mortgage Assistance Program (HEMAP) Approved Agency through the Pennsylvania Housing Finance Agency (PHFA). Our HUD Housing Counseling Program supports the delivery of a wide variety of housing counseling services to homebuyers, homeowners, low- to moderate-income renters, and the unhoused (often referred to as homeless). The primary objectives of our Program are to improve financial literacy, expand homeownership opportunities, improve access to affordable housing, and preserve homeownership. Our staff of HUD Certified Housing Counselors are trained to provide the following services: -Financial Management/Budget Counseling -Financial, Budgeting, and Credit Repair Workshops -Fair Housing Education Workshops -Home Improvement and Rehabilitation Counseling -Mortgage Delinquency and Default Resolution Counseling -Non-Delinquency Post Purchase Workshops and Counseling -Pre-Home Purchase Counseling -Pre-Purchase Homebuyer Education Workshops -Predatory Lending Education Workshops -Rental Housing Counseling and Workshops -Resolving/Preventing Mortgage Delinquency -Reverse Mortgage Counseling -Housing Counseling Services for the Unhoused Our Pre-home purchase counseling can help homebuyers become eligible for various financial benefits, including: -Down payment assistance programs -Closing cost grants -Below market mortgage rates -Fixed-rate loans -Provided information on fair housing, fair lending, and accessibility rights -Developed sustainable household budgets -Assisted clients to improve their financial capacity (reduce debt load, increase savings, increase credit score) -Provided access to housing and non-housing resources -Assisted unhoused or potentially unhoused households to obtain housing -Aided tenants to avoid eviction -Helped first-time homebuyers obtain mortgages -Assisted homeowners with understanding home equity conversion mortgages (HECM) -Aided homeowners to improve their home conditions and affordability -Assisted homeowners facing foreclosure to prevent or resolve a mortgage default and stay in their home.
3110 Route 611
Tannersville, PA 18372
Eligibility: Call for information.
Hours: Monday through Friday: 8 am to 7 pm Saturday & Sunday: As needed We are closed on Major Holidays.
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Services (Bristol)
Provides services in civil cases and small claims dealing with consumer issues (bankruptcy, foreclosures), housing, abuse, elder law, custody and public benefits. Pro bono programs available.
1290 Veterans Highway
Box 809
Bristol, PA 19007
Hours: Monday through Friday, 8:30am to 4:00pm
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Aid of Southeastern Pennsylvania - (Chester City, Delaware County)
Legal Aid of Southeastern Pennsylvania (LASP) provides free civil legal services in Bucks, Chester, Delaware and Montgomery counties. In addition, Pro Bono programs in all four counties are avenues through which private attorneys willing to donate their time, advise and represent low-income clients, victims of domestic abuse and the elderly. Legal Services include: - Consumer problems (including bankruptcy, debt relief, foreclosures and sheriff's sales) - Custody - Denial/Termination of government benefits - Domestic Violence - Elder law issues - Employment law - Expungement of criminal records, Clean Slate and pardons - Housing, including mortgage foreclosure, landlord/tenant, evictions, public housing and Section 8, subsidized housing - Protection from Abuse orders (PFAs) - Public Benefits, including Unemployment Compensation, SSI, SSDI, TANF (cash assistance), SNAP (food stamps), Medical Assistance (Medicare), and more - Utilities - Veterans
419 Avenue of the States
Suite 605
Chester, PA 19013
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Services (Doylestown)
Legal Services at Legal Aid of Southeastern Pennsylvania (LASP) provides services in civil cases and small claims. In addition, Pro Bono programs operating in all five counties are avenues through which private attorneys willing to donate their time, advise and represent low-income clients, victims of domestic abuse and the elderly. Legal Services include: Consumer problems (including bankruptcy, foreclosures and sheriff's sales) , Custody , Denial/Termination of government benefits, Elder law issues , Housing (including Landlord/Tenant disputes, Public Housing and Section 8) , Protection from abuse , Social Security , Employment (including unemployment compensation and expungement of criminal records) , Utilities
The Almshouse
1260 Almshouse Road
Doylestown, PA 18901
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Aid of Southeastern Pennsylvania - Legal Services (Pottstown)
Legal Services at Legal Aid of Southeastern Pennsylvania (LASP) provides services in civil cases and small claims. In addition, Pro Bono programs operating in all five counties are avenues through which private attorneys willing to donate their time, advise and represent low-income clients, victims of domestic abuse and the elderly. Legal Services include: - Consumer problems (including bankruptcy, foreclosures and sheriff's sales) - Custody - Denial/Termination of government benefits - Elder law issues - Housing (including Landlord/Tenant disputes, Public Housing and Section 8) - Protection from abuse - Social Security - Employment (including unemployment compensation and expungement of criminal records) - Utilities
933 North Charlotte Street
Suite 2-A
Pottstown, PA 19464
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Aid of Southeastern Pennsylvania - Legal Services (West Chester)
Legal Services at Legal Aid of Southeastern Pennsylvania (LASP) provides services in civil cases and small claims. In addition, Pro Bono programs operating in all five counties are avenues through which private attorneys willing to donate their time, advise and represent low-income clients, victims of domestic abuse and the elderly. Legal Services include: - Consumer problems (including bankruptcy, foreclosures and sheriff's sales) - Custody - Denial/Termination of government benefits - Elder law issues - Housing (including Landlord/Tenant disputes, Public Housing and Section 8) - Protection from abuse - Social Security - Employment (including unemployment compensation and expungement of criminal records) - Utilities
222 North Walnut Street
2nd Floor
West Chester, PA 19380
Hours: Monday through Friday, 8:30am to 4:30pm
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Aid of Southeastern Pennsylvania - Legal Services (Norristown)
Legal Services at Legal Aid of Southeastern Pennsylvania (LASP) provides services in civil cases and small claims. In addition, Pro Bono programs operating in all five counties are avenues through which private attorneys willing to donate their time, advise and represent low-income clients, victims of domestic abuse and the elderly. Legal Services include: - Consumer problems (including bankruptcy, foreclosures and sheriff's sales) - Custody - Denial/Termination of government benefits - Elder law issues - Housing (including Landlord/Tenant disputes, Public Housing and Section 8) - Protection from abuse - Social Security - Employment (including unemployment compensation and expungement of criminal records) - Utilities
625 Swede Street
Norristown, PA 19401
Money Management International
Money Management International - Philadelphia Branch
Services include budget and debt counseling, debt management, foreclosure prevention, reverse mortgage counseling, bankruptcy counseling and financial education workshops. Housing counseling services are available 24 hours / 7 days a week by telephone and Internet or at local offices during business hours.
1 International Plaza
Suite 550
Philadelphia, PA 19113
Eligibility: Anyone needing professional financial guidance
Hours: Monday through Friday, 8:00am to 5:00pm
Monroe County Government
Foreclosure Diversion Program - Monroe County
Court of the Common Pleas, 43rd Judicial District in Monroe County office this service in an effort to address the increasing number of property foreclosures in the county. Objective of the program is to provide a streamlined, unified process for the resolution of mortgage foreclosure proceedings through court intervention, housing counseling, and conciliation conferences.
Monroe County Administrative Building
One Quaker Plaza, Room 105
Stroudsburg, PA 18360
Eligibility: At risk of foreclosure.
Hours: 8:00am - 5:00pm M-F
Neighborhood Housing Services of Greater Berks, Inc.
Neighborhood Housing Services of Greater Berks, Inc. - Foreclosure Intervention Assistance
Provides foreclosure intervention assistance. Assists individuals to apply for a loan through the Pennsylvania Housing Finance Agency's Home Owners Emergency mortgage Assistance Program (HEMAP).
213 North Fifth Street
Suite 1030
Reading, PA 19601
Eligibility: Individuals who have fallen behind on their mortgage payments
Hours: Monday through Friday, 8:00am to 5:00pm
NeighborWorks Western PA
NeighborWorks - Allegheny County
Provides financial empowerment, homebuyer, and foreclosure prevention services. All services are available virtually, too.
710 Fifth Avenue
Suite 1000
Pittsburgh, PA 15219
Northwest Counseling Services
Northwest Counseling Services - Real Estate and Housing
Provides real estate and housing counseling services. Provides expert advice and quality services in the areas of pre and post purchase, pre and post rental, mortgage default/delinquency/foreclosure, ant-predatory lending, rental default, reverse mortgage counseling/certification and housing consumer education.
6521 North Broad Street
1st Floor
Philadelphia, PA 19126
Hours: Mon - Fri 9:00 am -5:00 pm
Opportunity, Inc.
Opportunity, Inc.
To Provide Education, Training And Housing Programs For Youth And Adults. Services: Mortgage Assistance Counseling Foreclosure Counseling Home-buyer Counseling Credit Repair Adult Education Programs Including Career Education, Life Skills, Adult Basic Education, Pre-Ged Preparation And Ged Preparation Youth Sports Programs For Children Ages 8 To 18 Tutoring And Career Guidance For Youth And Adults Ages 16 To 23 Summer Camps For Kids Ages 8 To 16 In Grassflats, Pa And Poconos, Pa Annual Scholarship
301 E. Market St.
York, PA 17403
Eligibility: Adults And Youth
Hours: Monday-Friday, 9AM TO 5PM
Saint Martin Center
Saint Martin Center - Main Office - Foreclosure Prevention
Educates homeowners on topics relating to foreclosure prevention.
1701 Parade Street
Erie, PA 16503
Eligibility: Call or visit the website for more information.
Hours: Call for more information.
Tabor Community Services, Inc.
Tabor Community Services - Barshinger Financial Empowerment Center - Mortgage Counseling
Foreclosure prevention counseling helps people struggling to make their mortgage payments by helping them to: understand their options to avoid foreclosure; access emergency mortgage assistance through HEMAP; work with their lenders to obtain loan modifications. Reverse mortgage counseling helps people who are over 62 to understand reverse mortgages (also known as Home Equity Conversion Mortgage or HECM) and to decide if this is a good option for them. This counseling is required by law before any lender can make a reverse mortgage to a client.
308 East King Street
Lancaster, PA 17602
Eligibility: Open to the public, no eligibility requirements
Hours: Monday through Friday, 8:00am to 5:00pm
TREHAB
Mortgage Foreclosure Program - Mehoopeny - TREHAB
Provides counseling and other assistance to homeowners who have a mortgage that is threatened by foreclosure. Different types of assistance that may be available to the homeowner, depending on his or her financial situation.
1 Kim Avenue
Suite 10
Mehoopany, PA 18629
Hours: Monday through Thursday from 7:00am to 5:00pm
TREHAB
TREHAB - Sullivan Community Services - Mortgage Foreclosure Program
Provides counseling and other assistance to homeowners who have a mortgage that is threatened by foreclosure. Different types of assistance that may be available to the homeowner, depending on his or her financial situation.
210 Center Street
Dushore, PA 18614
Hours: Monday through Wednesday from 7:00am to 5:00pm, Thur. 7:00am - 4:30pm
TREHAB
Housing Services - Montrose - TREHAB
Housing services include housing-related counseling, landlord-tenant mediation, housing relocation assistance, rental assistance, utility assistance, emergency shelter, and homelessness prevention. Services provided through Emergency Food & Shelter Program, Homeless Assistance Program
36 Public Avenue
Montrose, PA 18801
Eligibility: Varies with program.
Hours: varies with program
TREHAB
Mortgage Foreclosure Program - Wellsboro - TREHAB
Provides counseling and other assistance to homeowners who have a mortgage that is threatened by foreclosure. Different types of assistance that may be available to the homeowner, depending on his or her financial situation.
115 Heartwood Lane
Wellsboro, PA 16901
Hours: Monday through Thursday from 8:00am to 4:00pm
United Communities Southeast Philadelphia
United Communities Southeast Philadelphia - Housing Counseling
Offers pre-purchase and post-purchase workshops and counseling, including foreclosure intervention.
2029 South 8th Street
Philadelphia, PA 19148
United States Department of Housing and Urban Development
US Department of Housing and Urban Development - Philadelphia Field Office
**NOTES** Click here for Coronavirus Information Click here for Coronavirus Resources for Renters Responsible for national policy and programs that address America's housing needs, that improve and develop the Nation's communities, and enforce fair housing laws. Also provides consumers with information on a range of housing issues, including foreclosures and reverse mortgages, and referrals to approved local housing counseling agencies. Headquarters (Washington office): 451 Seventh Street, S.W., Washington, DC 20410
100 Penn Square East
Philadelphia Regional Office
Philadelphia, PA 19107
Eligibility: American homeowners, homebuyers or renters
Hours: Monday through Friday, 8:00am to 4:30pm
United States Department of Housing and Urban Development
US Housing and Urban Development ( HUD )- Pittsburgh Field Office
HUD / FHA mortgage insurance, low and moderate income and elderly housing programs, community development assistance to local governments, and financial and technical assistance to organizations administering ongoing HUD programs, projects, and developments. Literature and speakers available. In most cases, HUD does not provide direct service to the public. Callers can request the list of HUD - subsidized housing. There are three housing lists, one for families, one for the elderly, and one for persons with disabilities.
1000 Liberty Avenue
William Morehead Federal Building, Suite
Pittsburgh, PA 15222
Hours: Weekdays 8:00am to 4:30pm
United States Department of Housing and Urban Development
Making Home Affordable
Government program to help homeowners get mortgage relief and avoid foreclosure. Making Home Affordable programs offer a range of solutions that may be able to help:
  • Refinance and take advantage of low mortgage interest rates.
  • Reduce monthly mortgage payments
  • Get mortgage relief while searching for re-employment
  • Get help when you owe more than your home is worth
  • Avoid foreclosure when homeownership is no longer affordable or desirable.
451 7th Street S.W.
Washington, DC 20410
Hours: Telephone assistance and housing counseling services available 24/7
United States Department of Housing and Urban Development
HUD - Making Home Affordable - Military Resources
Government program to help homeowners get mortgage relief and avoid foreclosure. Making Home Affordable programs offer a range of solutions that may be able to help:
  • Refinance and take advantage of low mortgage interest rates.
  • Reduce monthly mortgage payments
  • Get mortgage relief while searching for re-employment
  • Get help when you owe more than your home is worth
  • Avoid foreclosure when homeownership is no longer affordable or desirable.
Military Resources Under recently announced changes to HAMP, military homeowners and other families who are permanently displaced by a job-related move may be eligible for a mortgage modification.
451 7th Street S.W.
Washington, DC 20410
Eligibility: Service members struggling with mortgage payments may be eligible for a HAMP modification if:
  • Displaced due to an out-of-area job transfer such as permanent change of station (PCS) orders and occupied the home as a principal residence immediately prior to the displacement;
  • Intention on returning to the home at some point in the future; and
  • Do not own any other single-family real estate.
Military and other families who do own other residential properties may still qualify for a HAMP modification under an expanded rental property modification option or qualify for a short sale under Home Affordable Foreclosure Alternatives Program (HAFA).
Hours: Telephone assistance and housing counseling services available 24/7
United States Department of Housing and Urban Development
United States Department of Housing and Urban Development
Responsible for national policy and programs that address America's housing needs, that improve and develop the Nation's communities, and enforce fair housing laws. Headquarters (Washington office): 451 Seventh Street, S.W., Washington, DC 20410 888-995-4673 Hope for Homeowners
451 7th Street S.W.
Washington, DC 20410
Hours: Monday through Friday, 8:00am to 4:30pm
United States Department of Housing and Urban Development
United States Department of Housing and Urban Development - Foreclosure Avoidance Counseling
HUD-approved housing counseling agencies are available to provide you with the information and assistance you need to avoid foreclosure. As part of President Obama's comprehensive Homeowner Affordability and Stability Plan (HASP), you may be eligible for a special Making Home Affordable loan modification or refinance, to reduce your monthly payments and help you keep your home. If you need help understanding the Making Home Affordable programs, you can use this search tool to find a counseling agency in your area that will provide you with free foreclosure prevention services. If you are eligible for the loan modification or refinance program, the counselor will work with you to compile an intake package for your servicer. Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services. Conveniently located housing counseling agencies listed at website in searchable state page.
451 7th Street S.W.
Washington, DC 20410
Hours: Monday through Friday, 8:00am to 4:30pm
Warren-Forest Counties Economic Opportunity Council
Warren-Forest Counties Economic Opportunity Council - Budget Counseling
Clients work with staff to learn how to coordinate their resources and expenditures within a family budget.
1209 Pennsylvania Avenue West
Warren, PA 16365
Eligibility: Call for more information.
Hours: Call for more information.
Warren-Forest Counties Economic Opportunity Council
Warren-Forest Counties Economic Opportunity Council - HUD Housing Counseling
A recognized HUD Counseling Agency with certified counselors with specialty training to assist clients with foreclosure, debt and delinquency, credit repair, budgeting, rental/utility expenses, and homebuyer education one on one counseling. Services are free.
1209 Pennsylvania Avenue West
Warren, PA 16365
Eligibility: Open to residents of Warren and Forest Counties. HEMAP program (for clients who are at risk of foreclosure and have received an Act 91) is available to Warren, Forest, Elk, and McKean County residents.
Hours: Call for more information.
Advantage Credit Counseling Services of NEPA
Remote Housing Counseling - Advantage Credit Counseling Services NEPA
BASE, Inc
BASE - Housing Counseling
Berks Community Action Program, Inc.
BCAP - Homeowners Emergency Mortgage Assistance Program (HEMAP)
Blair County Community Action Agency
Blair County Community Action Housing Counseling Program Mortgage Foreclosure Information
Center for Family Services
Center for Family Services - Main Office - Foreclosure Counseling
Clarifi
Clarifi - Foreclosure Prevention & Mortgage Default
Clarifi
Clarifi - Foreclosure Prevention & Mortgage
Clarifi
Clarifi - Foreclosure Prevention & Mortgage Default
Clarifi
Clarifi - Foreclosure Prevention & Mortgage Default - Jenkintown
Clarifi
Clarifi - Foreclosure Prevention & Mortgage
Clarifi
Clarifi - Foreclosure Prevention & Mortgage Default
Clarifi
Clarifi - Foreclosure Prevention & Mortgage
Clarifi
Clarifi - Foreclosure Prevention & Mortgage
Community Action
Community Action - Clarion Office - Emergency Shelter and Rent Assistance
Community Action Committee of the Lehigh Valley
Community Action Financial Services
Congreso de Latinos Unidos
Congreso de Latinos Unidos - Housing Counseling and Financial Literacy Program
Credit Counseling Center
Mortgage Assistance - Doylestown
Credit Counseling Center
Mortgage Assistance - Levittown
Credit Counseling Center
Mortgage Assistance - Richboro
Housing Equality Center of Pennsylvania
Housing Equality Center of Pennsylvania- Fair Housing Enforcement and Education Services Regional Pr
Integra Home Counseling
Integra Home Counseling Inc.
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Services (Bristol)
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Aid of Southeastern Pennsylvania - (Chester City, Delaware County)
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Services (Doylestown)
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Aid of Southeastern Pennsylvania - Legal Services (Pottstown)
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Aid of Southeastern Pennsylvania - Legal Services (West Chester)
Legal Aid of Southeastern Pennsylvania (LASP)
Legal Aid of Southeastern Pennsylvania - Legal Services (Norristown)
Money Management International
Money Management International - Philadelphia Branch
Monroe County Government
Foreclosure Diversion Program - Monroe County
Neighborhood Housing Services of Greater Berks, Inc.
Neighborhood Housing Services of Greater Berks, Inc. - Foreclosure Intervention Assistance
NeighborWorks Western PA
NeighborWorks - Allegheny County
Northwest Counseling Services
Northwest Counseling Services - Real Estate and Housing
Opportunity, Inc.
Opportunity, Inc.
Saint Martin Center
Saint Martin Center - Main Office - Foreclosure Prevention
Tabor Community Services, Inc.
Tabor Community Services - Barshinger Financial Empowerment Center - Mortgage Counseling
TREHAB
Mortgage Foreclosure Program - Mehoopeny - TREHAB
TREHAB
TREHAB - Sullivan Community Services - Mortgage Foreclosure Program
TREHAB
Housing Services - Montrose - TREHAB
TREHAB
Mortgage Foreclosure Program - Wellsboro - TREHAB
United Communities Southeast Philadelphia
United Communities Southeast Philadelphia - Housing Counseling
United States Department of Housing and Urban Development
US Department of Housing and Urban Development - Philadelphia Field Office
United States Department of Housing and Urban Development
US Housing and Urban Development ( HUD )- Pittsburgh Field Office
Warren-Forest Counties Economic Opportunity Council
Warren-Forest Counties Economic Opportunity Council - Budget Counseling
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