Philadelphia Housing Authority
Philadelphia - Housing Choice Homeownership Program
Helps homeowners make monthly mortgage payments for a maximum term of 15 years on a mortgage loan of 20 years or more.

Mortgage loans for less than 20 years may be subsidized for a maximum term of 10 years. Program available to HUD's Housing Choice voucher recipients.
2013 Ridge Avenue
Philadelphia, PA 19121
Eligibility:
  • 1st time homebuyer
    • Families that own or are acquiring shares in cooperative
    • Families that have completed Pre-Purchase Housing Counseling
    • Minimum income requirements ($14,500 per year; $6,624 per year for families with disabled members)
    • Minimum 1 year employment requirement, at least 30 hours a week (disabled/elderly exempt)
    • No felony crime in the past 5 years- No fraud using federal money
    • Home must pass 2 Inspections, one by an inspector who is certified by the American Society of Home Inspection and a PHA Inspection

    • Mortgage assistance only available to residents/clients of the Philadelphia Housing Authority.
  • Hours: Administrative Hours: Monday through Friday, 9:00am to 3:00pm.
    Phone/FAX Numbers
    • (215) 684-4000
    • (215) 684-4456 - Fax
    Email Address: info@pha.phila.gov
    Intake Procedure: Call for information.
    If you represent this agency, update your listing here.
    * The community resource directory information is up to date to the best of our knowledge. However, you should always call the provider to confirm this information and make an appointment. Be sure to confirm payment information with the provider, if payment is required. Pennsylvania 211 does not rate, recommend or endorse any agency. We simply provide information as a public service.
    Philadelphia Housing Authority
    Philadelphia - Housing Choice Homeownership Program
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