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32 Matching Service Providers
Adams County Chapter Habitat for Humanity
Sweat Equity Program
Builds and rehabilities houses and sells them to eligible individuals/families with a 1% down payment and a "no interest" mortgage.
1 Steinwehr Avenue
Gettysburg, PA 17325
Eligibility: families/individuals must meet income guidelines, have a need for housing and be willing to commit 350 volunteer hours.
Cumberland Valley Habitat for Humanity
Sweat Equity Program
Builds simple, decent, affordable homes for qualifying applicants.
39 Heisers Lane
Carlisle , PA 17015
Eligibility: Applicants must obtain financing, and CVHFH will then offer a 0% equivalent sales price on the house to offset what interest rate the applicant's financing has. Applicants are also required to work 100 hours on their own house
Hours: Monday through Friday, 9:00am to 3:00pm
Endless Mountain Habitat for Humanity
Habitat for Humanity
Habitat for Humanity works in partnership with people in need to build and renovate decent, affordable housing. The houses then are sold to those in need at no profit and with no interest charged. Volunteers provide most of the labor, and individual and corporate donors provide money and materials to build Habitat houses. Partner families themselves invest hundreds of hours of labor - "sweat equity" - into building their homes and the homes of others. Their mortgage payments go into a revolving Fund for Humanity that is used to build more houses.
Confidential Address
Eligibility: Call for information.
Hours: Any reasonable daytime calling hour.
Greater Erie Area Habitat for Humanity
Greater Erie Area Habitat for Humanity
Provides the opportunity for families to become homeowners who are in need of different housing. Families work alongside volunteers & develop their personal networks as well as learn about community involvement.
4922 Pittsburgh Avenue
Erie, PA 16509
Eligibility: Partner families must meet 3 primary requirements ability to pay/fall within the income guidelines, be willing to partner which includes working a minimum of 300 sweat equity hours, attending home ownership preparation classes, meeting monthly with a budget coach, etc. and a housing need.
Hours: Office: Monday through Friday from 9:00am to 5:00pm
Call or visit website for more information.
Greater Lycoming Habitat for Humanity
Home Ownership Assistance
Habitat builds and rehabilitates simple, decent houses with the help of the homeowner (partner) families. Habitat houses are sold to partner families at no profit, financed with affordable, no-interest loans.
335 Rose Street
Williamsport, PA 17701
Eligibility: Habitat partners with people who meet basic criteria:
1)People who are currently living in conditions that are not adequate based on size, structural condition, or safety concerns.
2) People who are currently spending more than 50% of their gross income for rent.
3) People who are not be eligible for traditional mortgage programs.
4) Applicants must have a steady income to pay their mortgage. They serve people whose income is between 30% to 60% of the Greater Lycoming County Area's median income.
Hours: Hours as scheduled per building project.
Habitat For Humanity
Home Rehabilitation Services
Works with partner family along with volunteers during the construction of home.
1502 Lincoln Way East
Chambersburg, PA 17202
Eligibility: Must live or work in Franklin County (PA) for one year.
Must have income within the HUD range as determined by Pennsylvania.
Must give evidence of a good credit history. Must be willing to invest sweat equity during the construction process.
Hours: Call for information
Habitat For Humanity
Home Rehabilitation Services
Builds, rehabilitate houses, and sell them. Provides training in home ownership skills. Seeks volunteers for construction, community service, and our ReStore, which supports the mission of Habitat.
4109 Derry Street
Harrisburg, PA 17111
Eligibility: Families/individuals must meet income guidelines, have a need for housing and be willing to commit 350 volunteer hours. Able to put 1% down payment and pay a "no interest" mortgage.
Hours: Monday through Friday, 9:00am to 5:00pm
Habitat for Humanity
Sweat Equity Program
Rehabilitates or builds homes with volunteer labor and donated materials, then sells the homes with no profit and no interest mortgages, to low-income families who have helped in the construction work.
212 Outlet Way
Warehouse Outlet Center
Greensburg, PA 15601
Eligibility: Families that have been turned down for a conventional mortgage through the bank. Must have a steady source of income. Must be able to invest 350 hours of "Sweat equity" in work time on their home. Must be living in substandard housing.
Hours: Weekdays, 9:00am to 5:00pm
Habitat for Humanity
Sweat Equity Program
Rehabilitates or builds homes with volunteer labor and donated materials, then sells the homes with no profit and no interest mortgages, to low-income families who have helped in the construction work. ReStore sells donated furnishings and construction materials to raise funds. Brush with Kindness offers minor home repairs for eligible homeowners.
106 South Jefferson Street
Kittanning, PA 16201
Habitat for Humanity
Sweat Equity Program
Habitat rehabilitates or builds new construction homes with volunteer labor and donated materials, then sells the homes with no profit and no interest mortgages, to low-income families who qualify and partner with us.
47 Bridge Street
Beaver Falls, PA 15010
Eligibility: Applicant must have lived or worked in Beaver County for minimum of 1 year at time of application. Selected families must be willing to partner with Habitat by completing "sweat equity" hours. HOUSING NEED:To qualify for a Habitat home, you must have a housing need such as paying 25% of your monthly income for rent, poor heating or plumbing, leaks in the roof, overcrowding (three to a bedroom), unsafe or unsanitary conditions.
Hours: Tuesday through Thursday, 9:30am to 3:30pm
Saturday, 8:00am to 2:00pm
Habitat for Humanity
Sweat Equity Program
Partners with moderate income families to achieve home ownership in 12-14 months, through a low-cost mortgage that must be paid back.
201 Washington Street
Suite 329
Reading, PA 19601
Eligibility: Income requirements based on family size, must establish local residency and steady income, willingness to parnter
Hours: Monday through Friday, 8:00am to 4:00pm
Habitat for Humanity
Sweat Equity Program
Rehabilitates or builds homes with volunteer labor and donated materials, then sells the homes with no profit and no interest mortgages, to low-income families who have helped in the construction work.
415 East Grandview Avenue
Zelienople, PA 16063
Habitat for Humanity
Sweat Equity Program
Rehabilitates or builds homes with volunteer labor and donated materials, then sells the homes with no profit and no interest mortgages, to low-income families who have helped in the construction work.
32 South Church Street
Waynesburg, PA 15370
Habitat for Humanity
Sweat Equity Program
Rehabilitates or builds homes with volunteer labor and donated materials, then sells the homes with no profit and no interest mortgages, to low-income families who have helped in the construction work.
225 Freeport Street
New Kensington, PA 15068
Hours: Monday through Friday, 10:00am to 4:00pm
Saturday, 9:00am to 4:00pm
Habitat for Humanity
Sweat Equity Program
Rehabilitates or builds homes with volunteer labor and donated materials, then sells the homes with no profit and no interest mortgages, to low-income families who have helped in the construction work.
6435 Frankstown Avenue
Suite 100
Pittsburgh, PA 15206
Eligibility: Family must have a need for housing that can't be met through traditional means, ability to repay 0% interest mortgage loan. Click here to download a program flyer that outlines eligibility requirements.
Hours: Weekdays, 8:00am to 4:30pm
Habitat for Humanity
Sweat Equity Program
Non-profit organization builds houses for families in need. Families must have resided in the Lehigh Valley for at least 12 months, meet income guidelines and be willing to contribute 250 hours of "sweat equity" into the construction of their own and other houses.

Donations of some construction materials and vehicles are accepted. Vehicles which cannot be used, will be sold through www.carsforhomes.org. Volunteer opportunities are also available.

245 North Graham Street
Allentown, PA 18109
Eligibility: Families must be residents of the Lehigh Valley for at least a year and meet our guidelines.
Hours: Monday through Thursday, 8:00am to 4:30pm
Friday, 9:00am to noon
Habitat for Humanity
Sweat Equity Program
Habitat builds, renovates and repairs homes in partnership with households in Lancaster and Lebanon Counties whose income is too low to qualify for FHA or conventional mortgages or loans. Homes are sold to participating families at no profit with no to low interest mortgages. Families are required to contribute sweat equity hours, which are based upon the scope of the project. This includes working on the build/repair site, taking financial literacy and home maintenance classes and entering a mentorship program. Much of the labor and materials for Habitat projects is donated, keeping the purchase price of the homes affordable. Habitat is not an emergency housing provider.
443 Fairview Avenue
Lancaster, PA 17603
Eligibility: Minimum income requirement: depends upon build location and size of household. See website for full list of qualifications
Hours: Monday through Friday, 9:00am to 5:00pm
Habitat for Humanity
Sweat Equity Program
Rehabilitates or builds homes with volunteer labor and donated materials, then sells the homes with no profit and no interest mortgages, to low-income families who have helped in the construction work.
1051 East Maiden Street
Washington, PA 15301
Habitat For Humanity International - Potter County
Potter County Office
Building and improving homes in partnership with individuals and families in need of a decent and affordable place to live.
1423 East Second Street
Coudersport, PA 16915
Eligibility: Call for more information.
Hours: Call for more information.
Habitat for Humanity of Bucks County
Affordable Homeownership
Partners with qualified individuals and families to build or rehabilitate homes that they then purchase, at-cost, with zero- or low-interest mortgages.
Eligibility: Call for information.
Hours: Monday through Friday, 9:00am to 5:00pm
Habitat for Humanity of Clearfield County
Habitat for Humanity of Clearfield County
Help for people in need of adequate, basic housing through volunteers and donations of building materials and by offering no-interest loans.
138 East Long Avenue
DuBois, PA 15801
Eligibility: Need for decent housing: i.e. applicant(s) currently living in inferior housing. Public housing is considered to meet needs as repairs will be made, and utilities supplied. Ability to repay: typically offer 20 year, no interest loan of between 40-50 thousand dollars. General guideline at 125% poverty level, some flexibility.
Hours: Call for more information.
Habitat for Humanity of Montgomery and Delaware Counties
Home Buying
Sells newly constructed or renovated homes and offers zero-interest home mortgages to qualified families and individuals who live or work in Montgomery or Delaware Counties and meet the program qualifications.
533 Foundry Road
West Norriton, PA 19403
Eligibility:
Families who:do not currently own a home
  • have a need for stable, affordable housing
  • live or work in Montogomery or Delaware County for at least one year before applying
  • are able to afford monthly mortgage payments, including principal, taxes, and insurance
  • attend an information session
  • are willing to perform 200 hours of “sweat equity” – construction work on homes and financial literacy classes and working in one of our ReStores or in the office
Hours: Office Hours: Monday through Friday, 9:00am to 5:00pm
Habitat for Humanity of Philadelphia
Homeownership and Home Repair Progams
We partner with low-income individuals to help them become homeowners. We also partner with existing homeowners with a low income by offering subsidized repair services.
1829 North 19th Street
Philadelphia, PA 19121
Eligibility: HOMEOWNERSHIP: Must meet income guidelines, have fair credit, a minimal level of debt, and be willing and able to perform 125 hours minimum of sweat equity + homeownership education within 8 months.
REPAIR SERVICE: Must be owner-occupied housing within the city of Philadelphia, current on property taxes (or in payment plan), clear & present title to home in your name; or otherwise a landlord in partnership with Habitat to offer subsidized repairs to long-term tenant population of low-income families/individuals.
Hours: Monday through Friday 9:00am to 5:00pm
Habitat for Humanity of Wayne County
Housing
Provides decent housing in a decent community for those with a need. Must have a steady income and is willing to put in 300 hours of work.
Confidential Address
Eligibility: Must have a steady income and is willing to put in 300 hours of work.
Hours: Varies, Project hours as scheduled.
Habitat for Humanity Wyoming Valley
Habitat for Humanity
Wyoming Valley Habitat for Humanity is a non-profit organization that builds simple, decent homes to sell to families in need. We use volunteer labor and charitable gifts to ensure our homes are affordable to low income families in Wyoming Valley.
Families who purchase Habitat homes invest at least 300 hours of sweat equity volunteer labor. Ideally, they work on their own homes by building walls, painting, installing windows or other work related to their skill levels. Many community members also volunteer their time. Some are skilled professionals, many are not. By keeping labor costs down, Habitat is able to keep selling costs low.
303 Market Street
Kingston, PA 18704
Eligibility: Need for adequate housing that cannot be obtained through conventional means.
Ability to pay a mortgage, taxes, and insurance, in addition to basic living expenses and regular home-maintenance expenses. Wyoming Valley Habitat for Humanity does not give away houses. We sell houses to partners through no-interest mortgages.
Willingness and ability of the applicant (and co-applicant, if applicable) to partner with WVHFH and invest volunteer work hours equal to 200 hours for the applicant and an additional 100 hours for the co-applicant or household member of 18 years or older.
If you have lived in Wyoming Valley for at least one year, and meet our income guidelines, we look forward to the opportunity to review your application.
HandUp Foundation
Homes for Purchase
Rebuilds abandoned homes, makes them available to help low-income renters become home owners, and assists with first-time home buying. Services are offered to anyone who is in need of help. Participants must agree to participate in Foundation programs and to accept the Foundation's philosophy of a "HandUP not a hand out."
262 Willow Street
Milton, PA 17847
McKean County Habitat for Humanity
McKean County Habitat for Humanity
Christian organization that works with volunteers to help build simple, decent, and affordable homes, that are then sold to partner families at no profit or interest. Volunteers provide the labor, and local businesses, religious organizations, and private donors help donate materials and/or money.
54 East Corydon Street
Bradford, PA 16701
Eligibility: Call for more information.
Hours: Call for more information.
Monroe County Habitat for Humanity
Home Ownership Services
Partners with families in need of decent, affordable housing. Homeowners help build their own homes alongside volunteers and pay an affordable mortgage.
354 Memorial Boulevard
Tobyhanna, PA 18466
Eligibility: Income guideline. Must be able to put in hours to help build the home and also be able to pay an affordable mortgage.
Hours: Monday through Friday 9:00am to 5:00pm By appointment.
Open Hand Ministries
Open Hand Ministries
Provides low/moderate income, disadvantaged families with financial health program that supports the opportunity for affordable homeownership in the Pittsburgh neighborhoods of Garfield and East Liberty. Progam members are then matched with mortgage programs and supported through the process of repairing credit, buying a home, home ownership, and transition to a new neighborhood. Partners with local construction companies to rehabilitate vacant properties and provide on-going home maintenance training to clients. Sponsors volunteer work days year-round to rehab houses for low-income families.
616 North Highland Avenue
Pittsburgh, PA 15206
Eligibility: Low/moderate income families. For home repairs / rehabilitation, families must reside in Garfield or East Liberty neighborhoods.
Penn-York Habitat for Humanity
Penn York Habitat for Humanity
A Christian ministry that builds and renovates homes in partnership with households whose income is too low to qualify for conventional or FHA mortgages. Homes are then sold to participating families at no profit and no interest.
PO Box 63
Sayre, PA 188400063
Hours: No set hours.
SUN Habitat for Humanity
Home Ownership
Provides affordable homes for local families who are struggling to meet housing costs, but willing to work and pay for a basic, reasonably priced home. Families must demonstrate the ability and willingness to repay the loan and must contribute 390 hours of "sweat equity" building their home as well as the homes of additional families.
P O BOX 64
Selinsgrove, PA 17870
Eligibility: Services are for low to moderate income households
Hours: Any reasonable calling hour.
York Habitat for Humanity
Adminstrative Office
  • Provides safe, decent, affordable home-ownership to people living in substandard housing, or paying more than 30% of their income on rent. Qualifying homeowner candidates completing program requirements purchase Habitat's low-cost homes via 30-year, zero-interest, no fee mortgages held by Habitat.

    • "Corporate Build Days" and week-long "work camps" provide fun, hands-on, team-building, service opportunities for up to ten people, age 16 and older.


    • Skilled volunteers and behind-the-scenes help are always needed.

      To donate a vehicle for Habitat's Cars for Homes program to to:
    • www.carsforhomes.org or visit
    • www.yorkhabitat.org

    • York Habitat for Humanity is one of 1,500 U.S. affiliates of Habitat for Humanity International


    • In Habitat's unique homeownership program, simple, affordable homes are constructed through generous contributions of money, labor, materials, and skilled trades by individuals, churches, businesses, and groups in the community. The mortgage payments made by our community's homeowners go toward building new homes in York County.
  • 33 South Seward Avenue
    York, PA 17404
    Eligibility: York county residents living in substandard housing. Income guidelines apply.
    Hours: Monday through Friday 8:00am to 4:00pm
    Adams County Chapter Habitat for Humanity
    Sweat Equity Program
    Cumberland Valley Habitat for Humanity
    Sweat Equity Program
    Greater Erie Area Habitat for Humanity
    Greater Erie Area Habitat for Humanity
    Greater Lycoming Habitat for Humanity
    Home Ownership Assistance
    Habitat For Humanity
    Home Rehabilitation Services
    Habitat For Humanity
    Home Rehabilitation Services
    Habitat for Humanity
    Sweat Equity Program
    Habitat for Humanity
    Sweat Equity Program
    Habitat for Humanity
    Sweat Equity Program
    Habitat for Humanity
    Sweat Equity Program
    Habitat for Humanity
    Sweat Equity Program
    Habitat for Humanity
    Sweat Equity Program
    Habitat for Humanity
    Sweat Equity Program
    Habitat for Humanity
    Sweat Equity Program
    Habitat for Humanity
    Sweat Equity Program
    Habitat for Humanity
    Sweat Equity Program
    Habitat for Humanity
    Sweat Equity Program
    Habitat For Humanity International - Potter County
    Potter County Office
    Habitat for Humanity of Clearfield County
    Habitat for Humanity of Clearfield County
    Habitat for Humanity of Montgomery and Delaware Counties
    Home Buying
    Habitat for Humanity of Philadelphia
    Homeownership and Home Repair Progams
    Habitat for Humanity Wyoming Valley
    Habitat for Humanity
    HandUp Foundation
    Homes for Purchase
    McKean County Habitat for Humanity
    McKean County Habitat for Humanity
    Monroe County Habitat for Humanity
    Home Ownership Services
    Open Hand Ministries
    Open Hand Ministries
    Penn-York Habitat for Humanity
    Penn York Habitat for Humanity
    SUN Habitat for Humanity
    Home Ownership
    York Habitat for Humanity
    Adminstrative Office
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