Provides eligible veteran households with outreach, assessment, case management, advocacy and assistance in obtaining VA and other benefits, which may include housing counseling, legal support, credit repair, financial planning services, and time-limited, temporary financial assistance.

Includes an evaluation of your current credit report, including score, budget counseling, and advice.

Provides certified credit counselors reviews household income, expenses, spending habits, and financial goals. Teach households to live within means, manage, and save for your future.

AHCOPA's credit counseling services are incorporated into our other housing counseling programs. You will pay only for the costs to obtain your tri-merge credit report with all three scores.

Provides consumer information and education; mediates and negotiates complaints; helps resolve credit report problems; does consumer credit counseling and establishes family budgets.

Provides budget and credit counseling

**NOTES**
Office currently operating on an Appointment Only basis.


Buying a home, purchasing a good car, starting a business and many other long-term life goals often require a close look at credit history. Budget Center counselors can help families and individuals budget to save for those big goals, and help repair credit and repay debts as necessary.

Their budget counseling services are offered to anyone who needs help regardless of the circumstances. The Budget Center staff also provides budgeting workshops to local agencies and groups. The amount of time spent with each family or individual varies depending on the needs of the homebuyer, and sometimes on the requirements set forth by the mortgage lender.

To assure compliance with the mandatory pre-purchase sessions relating to first time homeownership the following sessions are provided:

1. Financial Review/Budget Planning: Examine current household expenses and revenue, and analyze the households ability to absorb additional costs associated with homeownership.
2. Home and Preventative Maintenance: Learn how to maintain a home’s mechanical systems to avoid costly repairs.
3. Conditions of Approval/Settlement Procedures: Explanation of all aspects of settlement, including all costs involved and the steps taken on the day of settlement.
4. Predatory Lending: Learn what to watch out for when you're shopping for a home loan, signs of unfair, deceptive, or fraudulent practices.

Provides a credit report, teach how to read and understand the report, checks for any mistakes or duplications on the report and assists in writing letters to correct any findings.

Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.

Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.

Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.

Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.

Assists clients in determining affordability and sustainability for housing through educational workshopts, budget counseling, credit counseling, pre-purchase counseling, foreclosure counseling, and linkage to community resources. Financial assistance with back rent, moving cost, and foreclosure prevention is available based on
ELIGIBILITY AND AVAILABILITY OF FUNDING.

Provides debt counseling and Chapter 7 bankruptcy representation for Philadelphians.

Provides financial and credit counseling as well as coaching services to assist people with budgeting, bankruptcy, credit report review, mortgage delinquency issues and foreclosure prevention and mortgage planning.

Provides financial and credit counseling as well as coaching services to assist people with budgeting, bankruptcy, credit report review, mortgage delinquency issues and foreclosure prevention and mortgage planning.

Provides information on tenant and landlord rights. Offers credit counseling for housing consumers, CRA (Community Reinvestment Act) review of financial institutions, and home ownership workshops.

Provides financial counseling to help persons shift from debt management to saving. Offers sessions covering money management and budgeting, banking and basic financial transactions, credit reports and using credit wisely, consumer protection and debt collection, student loans, bankruptcy, negotiation, investments and future planning, homeownership, insurance, and benefits.

Provides financial counseling to help persons shift from debt management to saving. Offers sessions covering money management and budgeting, banking and basic financial transactions, credit reports and using credit wisely, consumer protection and debt collection, student loans, bankruptcy, negotiation, investments and future planning, homeownership, insurance, and benefits.

Provides financial counseling to help persons shift from debt management to saving. Offers sessions covering money management and budgeting, banking and basic financial transactions, credit reports and using credit wisely, consumer protection and debt collection, student loans, bankruptcy, negotiation, investments and future planning, homeownership, insurance, and benefits.

Provides financial counseling to help persons shift from debt management to saving. Offers sessions covering money management and budgeting, banking and basic financial transactions, credit reports and using credit wisely, consumer protection and debt collection, student loans, bankruptcy, negotiation, investments and future planning, homeownership, insurance, and benefits.

Provides financial counseling to help persons shift from debt management to saving. Offers sessions covering money management and budgeting, banking and basic financial transactions, credit reports and using credit wisely, consumer protection and debt collection, student loans, bankruptcy, negotiation, investments and future planning, homeownership, insurance, and benefits.

Provides financial counseling to help persons shift from debt management to saving. Offers sessions covering money management and budgeting, banking and basic financial transactions, credit reports and using credit wisely, consumer protection and debt collection, student loans, bankruptcy, negotiation, investments and future planning, homeownership, insurance, and benefits.

Provides financial counseling to help persons shift from debt management to saving. Offers sessions covering money management and budgeting, banking and basic financial transactions, credit reports and using credit wisely, consumer protection and debt collection, student loans, bankruptcy, negotiation, investments and future planning, homeownership, insurance, and benefits.

This program matches interested clients to a money manager who can help them establish a budget, and help them organize their financial life.

Provides housing counseling services as a supportive base for tenants and homeowners of HAVE's housing development projects.

Assists families to achieve short and long term goals toward a lifetime of economic success and family self sufficiency. Financial counseling is offered.

Provides housing counseling services. Helps homeowners whose mortgage delinquency is due to involuntary unemployment, to under-employment or to medical reasons.

Provides housing counseling services. Helps homeowners whose mortgage delinquency is due to involuntary unemployment, to under-employment or to medical reasons.

Provides counseling service to individuals to remedy and prevent future credit problems, develop a household budget, and set a time frame in which the results would be achieved.

Services available include:

- Finding suitable and affordable housing;
- Accessing utility benefits and programs;
* Managing money and budgeting;
* Solving deed and title issues;
* Helping with mortgage default and delinquency counseling;
* Anti-predatory loan counseling and predatory loan relief;
* Filing tax and rent rebates;
* City taxes and other city liens

Provides workshops and one-on-one counseling sessions to help clients understand money management, budgeting, and credit issues.

Provides homebuyer and homeowner counseling and education, including foreclosure prevention services. All services are available virtually.

Provides money management, budgeting classes: dealing with debt and bad credit, tips on spending and saving.
DHS helps with applications for state and federal benefits also available, offers adult literacy programs and GED Classes, provides access to community computers and employment center available, also hase mobile classes available.

Offers a financial health program that supports the opportunity for affordable homeownership in the Pittsburgh neighborhoods of Garfield and East Liberty. Participants are matched with mortgage programs and supported through the process of repairing credit, buying a home, home ownership, and transition to a new neighborhood. Also rehabilitates vacant properties, provides on-going home maintenance training, and sponsors volunteer work days year-round to rehab houses for low-income families.

Offers a series of programs to support the management of money, owning a home, starting a business, or recovering from a disaster (hurricane, tornado, fire, pandemic, etc.). Offers group education workshops or individualized coaching sessions.

Provides credit and budget counseling for those interested in homeownership or improving their financial state.

Buying a home, purchasing a good car, starting a business and many other long-term life goals often require a close look at credit history. Budget center counselors can help families and individuals budget to save for those big goals, and help repair credit and repay debts as necessary.

Provides credit counseling assistance.

Professionally trained and certified financial counselors provide one-on-one coaching tailored to individual's needs.

- Review financial health

- Develop a spending and savings plan to achieve goals (budget)

- Evaluate and explain credit reports

- Create a plan for paying off debts

- Decide if a debt management plan is right for the individual

- Keep on track through regular follow-up visits as needed


Member of the National Foundation for Credit Counseling (NFCC)

Works in collaboration with PA CareeerLink to provides extensive support and resources, professional guidance, confidential counseling, and a set of services to help clients clarify and achieve their financial and employment goals.

Provides eligible veteran households with outreach, assessment, case management, advocacy and assistance in obtaining VA and other benefits, which may include housing counseling, legal support, credit repair, financial planning services, and time-limited, temporary financial assistance.

Provides eligible veteran households with outreach, assessment, case management, advocacy and assistance in obtaining VA and other benefits, which may include housing counseling, legal support, credit repair, financial planning services, and time-limited, temporary financial assistance.

Provides eligible veteran households with outreach, assessment, case management, advocacy and assistance in obtaining VA and other benefits, which may include housing counseling, legal support, credit repair, financial planning services, and time-limited, temporary financial assistance.

Provides advice sessions in person, by phone, or a video conference call with experienced volunteers who can help you enhance and develop the tools, skills, and confidence you need to be successful in today’s job market. We also provide free financial consultations.

Provides advice sessions in person, by phone, or a video conference call with experienced volunteers who can help you enhance and develop the tools, skills, and confidence you need to be successful in today’s job market. We also provide free financial consultations.