Search by Provider Name
45 Matching Service Providers
Advantage Credit Counseling Services of NEPA
Advantage Credit Counseling Services of NEPA - Credit Report Review
Includes an evaluation of your current credit report, including score, budget counseling, and advice on disputing or correcting any errors on your credit report.
401 Laurel Street
Pittston, PA 18640
Hours: Mon - Fri, 8:30am - 4:30pm, Counseling appointments flexible hours as scheduled, Saturday hrs available.
Advantage Credit Counseling Services of NEPA
Advantage Credit Counseling Services NEPA - Credit Counseling
Certified credit counselors review household income, expenses, spending habits, and financial goals. Teach households to live within means, manage, and save for your future. Credit Counseling is free financial education, budgeting assistance, and credit/debt counseling.
401 Laurel Street
Pittston, PA 18640
Hours: Mon - Fri, 8:30am - 4:30pm, Counseling appointments flexible hours as scheduled, Saturday hrs available.
Affordable Housing Centers of Pennsylvania
Affordable Housing Centers of Pennsylvania - Credit and Money Management - Francisville
AHCOPA’s credit counseling services are incorporated into our other housing counseling programs. You will pay only for the costs to obtain your tri-merge credit report with all three scores.
846 North Broad Street
Philadelphia , PA 19130
Hours: Monday through Thursday 9:00 am to 5:00 pm
Friday 9:00 am to 4:30 pm
Saturdays by Appointment
Alliance for Consumer Protection
Alliance for Consumer Protection
Provides consumer information and education; it mediates and negotiates complaints; helps resolve credit report problems; does consumer credit counseling and establishes family budgets. It attempts to protect the public from misrepresentation and scams.
277 Beaver Valley Mall
Route 18
Monaca, PA 15061
Eligibility: None
Hours: Monday through Friday, 9:00am to 4:00pm
BASE, Inc
BASE - Budget/Credit Counseling
Provides budget and credit counseling





447 South Prince Street
Lancaster, PA 17603
Eligibility: Open to all, no income guidelines
Hours: Monday through Friday, 9:00am to 5:00pm
Berks Community Action Program, Inc.
BCAP - Budgeting and Counseling Services
**NOTES**
Office currently operating on an Appointment Only basis.


Buying a home, purchasing a good car, starting a business and many other long-term life goals often require a close look at credit history. Budget Center counselors can help families and individuals budget to save for those big goals, and help repair credit and repay debts as necessary.

Their budget counseling services are offered to anyone who needs help regardless of the circumstances. The Budget Center staff also provides budgeting workshops to local agencies and groups. The amount of time spent with each family or individual varies depending on the needs of the homebuyer, and sometimes on the requirements set forth by the mortgage lender.

To assure compliance with the mandatory pre-purchase sessions relating to first time homeownership the following sessions are provided:

1. Financial Review/Budget Planning: Examine current household expenses and revenue, and analyze the households ability to absorb additional costs associated with homeownership.
2. Home and Preventative Maintenance: Learn how to maintain a home’s mechanical systems to avoid costly repairs.
3. Conditions of Approval/Settlement Procedures: Explanation of all aspects of settlement, including all costs involved and the steps taken on the day of settlement.
4. Predatory Lending: Learn what to watch out for when you're shopping for a home loan, signs of unfair, deceptive, or fraudulent practices.
645 Penn Street
Reading, PA 19601
Eligibility: No limitations
Hours: Monday through Friday, 8:00am to 4:30pm
Center for Family Services
Center for Family Services - Main Office - Credit Counseling
Provides a credit report, teach how to read and understand the report, checks for any mistakes or duplications on the report and assists in writing letters to correct any findings.
213 West Center Street
Meadville, PA 16335
Eligibility: Call for more information.
Hours: Monday through Friday, 8:00am to 4:00pm
Clarifi
Clarifi - Financial Counseling
Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.
1635 Market Street
5th Floor
Philadelphia, PA 19103
Eligibility: Clarifi services are open to all in the 5 SEPA counties regardless of income.
Hours: Monday through Friday, 8:00am to 6:00pm
Clarifi
Clarifi - Financial Counseling
Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.
8600 Wes Chester Pike
Suite 207
Upper Darby, PA 19082
Eligibility: Clarifi services are open to all in the 5 SEPA counties regardless of income.
Hours: Monday through Friday, 8:00am to 6:00pm
Clarifi
Clarifi - Financial Counseling
Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.
101 Greenwood Avenue
Jenkintown Plaza, Suite 340
Jenkintown, PA 19046
Eligibility: Clarifi services are open to all in the 5 SEPA counties regardless of income.
Hours: Monday through Friday, 8:00am to 6:00pm
Clarifi
Clarifi - Financial Counseling
Helps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.
2300 Master Street
Office 105
Philadelphia, PA 19121
Eligibility: Clarifi services are open to all in the 5 SEPA counties regardless of income.
Hours: Monday through Friday, 8:00am to 6:00pm
Consumer Bankruptcy Assistance Project
Consumer Bankruptcy Assistance Project - Debt Counseling Program
Provides debt counseling and Chapter 7 bankruptcy representation for Philadelphians who meet income eligibility guidelines.
718 Arch Street
Suite 300N
Philadelphia, PA 19106
Credit Counseling Center
Credit Counseling Center - Financial Literacy and Counseling - Doylestown
Provides financial literacy and financial counseling services to assist people with budgeting, bankruptcy, establishing credit, foreclosure prevention and mortgage planning
11 Welden Drive
Doylestown, PA 18901
Hours: Monday through Thursday, 9:00am to 5:00pm
Friday, 9:00am to 4:30pm
Credit Counseling Center
Credit Counseling Center - Financial Literacy and Counseling - Levittown
Provides financial literacy and financial counseling services to assist people with budgeting, bankruptcy, establishing credit, foreclosure prevention and mortgage planning
208 Levittown Parkway
Inside Penn Community Bank
Levittown, PA 19054
Hours: Thursday, 9:00am to 5:00pm
Credit Counseling Center
Credit Counseling Center - Financial/ Credit Counseling
Provides financial and credit counseling and coaching services to assist people with budgeting, bankruptcy, credit report review, mortgage delinquency issues and foreclosure prevention and mortgage planning
832 Second Street Pike
Office #1
Richboro, PA 18954
Eligibility: any one in PA
Hours: Monday through Thursday, 9:00am to 5:00pm
Friday, 9:00am to 4:30pm
Fair Housing Council of the Capital Region
Fair Housing Council of the Capital Region - Fair Housing Council
Provides information on public meetings, speakers, literature on tenant and landlord rights including laws prohibiting discrimination, understanding evictions, reporting housing code violations, and obtaining mortgagesand home loans. Offers low-income housing and rental assistance, credit counseling for housing consumers, CRA (Community Reinvestment Act) review of financial institutions, and home ownership workshops.
2100 North 6th Street
Harrisburg, PA 17110
Eligibility: No limitations or restrictions
Hours: Monday through Friday, 9:00am to 4:00pm
Financial Empowerment Centers
Financial Empowerment Centers - Financial Counseling - ACHIEVEability
Financial Counseling Includes:
- Creating a sensible budget
- Securing an affordable bank account
- Linkage to income generating resources
- Credit Report review
- Credit Repair information
- Debt Management information
- Savings and Investment information (emergency funds, cars, homes, retirement and loan shopping)
- Education Financing
59 North 60th Street
Philadelphia, PA 19139
Financial Empowerment Centers
Financial Empowerment Centers - Financial Counseling - Catholic Social Services
Financial Counseling Includes:
- Creating a sensible budget
- Securing an affordable bank account
- Linkage to income generating resources
- Credit Report review
- Credit Repair information
- Debt Management information
- Savings and Investment information (emergency funds, cars, homes, retirement and loan shopping)
- Education Financing
7340 Jackson Street
Philadelphia, PA 19136
Financial Empowerment Centers
Financial Empowerment Centers - Financial Counseling
Financial Counseling Includes:
- Creating a sensible budget
- Securing an affordable bank account
- Linkage to income generating resources
- Credit Report review
- Credit Repair information
- Debt Management information
- Savings and Investment information (emergency funds, cars, homes, retirement and loan shopping)
- Education Financing
1401 John F. Kennedy Boulevard
Philadelphia, PA 19103
Financial Empowerment Centers
Financial Empowerment Centers - Financial Counseling - Germantown Life Enrichment Center
Financial Counseling Includes:
- Creating a sensible budget
- Securing an affordable bank account
- Linkage to income generating resources
- Credit Report review
- Credit Repair information
- Debt Management information
- Savings and Investment information (emergency funds, cars, homes, retirement and loan shopping)
- Education Financing
5722 Greene Street
Philadelphia, PA 19144
Financial Empowerment Centers
Financial Empowerment Centers - Financial Counseling - People's Emergency Center
Financial Counseling Includes:
- Creating a sensible budget
- Securing an affordable bank account
- Linkage to income generating resources
- Credit Report review
- Credit Repair information
- Debt Management information
- Savings and Investment information (emergency funds, cars, homes, retirement and loan shopping)
- Education Financing
3939 Warren Street
Philadelphia, PA 19104
Friend Inc. Community Services
Friend, Inc. Community Services - Money Management
This program matches interested clients to a money manager who can help them establish a budget, and help them organize their financial life.
658D Noble Street
Kutztown, PA 19530
Eligibility: Residents of Kutztown, Kutztown University, Fleetwood and Topton; Albany, Greenwich, Dirstrict Maidencreek, Maxatawny, Longswamp, Richmond, Rockland, and Ruscombmanor Townships
Hours: Monday through Friday, 9:00am to 1:00pm (afternoons by appointment only)
Hispanic Association of Contractors and Enterprises
Hispanic Association of Contractors and Enterprises - Housing Counseling
For nearly a decade, HACE has provided professional housing counseling services to residents of Eastern North Philadelphia. The program serves as a supportive base for families requiring these services, and furthermore, as an organizational core program in working with tenants and homeowners of HACE's housing development projects. Our mission is to provide counseling assistance to the at-large community and to our residents and tenants towards achieving the goal of homeownership while providing employment opportunities as part of our economic development activities.
The services provided through HACE' Housing Counseling Program include:
* Homebuyers Counseling
* Mortgage Default and Delinquency
* Tenant Counseling
* Housing Consumer Education
167 West Allegheny Avenue
Suite 200
Philadelphia, PA 19140
Eligibility: For additional information, please call (215) 426-8025
Hours: Monday through Friday, 9:00am to 5:00pm
Housing and Redevelopment Authority County of Butler
Housing and Redevelopment Authority County of Butler - Family Self Sufficiency
Assists families to achieve short and long term goals toward a lifetime of economic success and family self sufficiency. Financial counseling is offered.
114 Woody Drive
Butler, PA 16001
Eligibility: Any current section 8 or public housing residents
Hours: Monday through Thursday, 8:00am to 4:30pm
Friday, 8:00am to noon
Housing Opportunities of Beaver County
Housing Opportunities of Beaver County - Housing Counseling
Provides housing counseling services. Helps homeowners whose mortgage delinquency is due to involuntary unemployment, to under-employment or to medical reasons.
282 East End Avenue
Beaver, PA 15009
Hours: 8:30am - 4:30pm
Housing Opportunities of Beaver County
Housing Opportunities of Beaver County - Housing Counseling
Provides housing counseling services. Helps homeowners whose mortgage delinquency is due to involuntary unemployment, to under-employment or to medical reasons.
2418 Wilmington Road
New Castle, PA 16105
Hours: 8:30am - 4:30pm
Housing Partnership of Chester County
Housing Partnership of Chester County - Credit Counseling
Provides counseling service to individuals to remedy and prevent future credit problems, develop a household budget and set a time frame in which the results would be achieved.
41 West Lancaster Avenue
Downingtown, PA 19335
Eligibility: Open to all.
Hours: Monday through Friday, 9:00am to 5:00pm
Intercommunity Action
Intercommunity Action - Housing Counseling Services at Journey's Way
Services available include:

- Finding suitable and affordable housing;
- Accessing utility benefits and programs;
- Managing money and budgeting;
- Solving deed and title issues;
- Helping with mortgage default and delinquency counseling;
- Anti-predatory loan counseling and predatory loan relief;
- Filing tax and rent rebates;
- City taxes and other city liens
403 Rector Street
Philadelphia, PA 19128
Eligibility: Ages 55+.
JEVS Human Services
JEVS Human Services - Fiscal Management Services (FMS)
Fiscal Management and Payment Agent Services such as accounting and reporting individual budget activities as well as criminal record check for seniors, veterans, and other adults with disabilities to promote independence and full participation in the community.
1845 Walnut Street
7th Floor
Philadelphia, PA 19103
Hours: Monday through Friday, 9:00am to 5:00pm
Montgomery County Community Action Development Commission (CADCOM)
Montgomery County Community Action Development Commission (CADCOM) - Budget and Credit Counseling
Provides workshops and one-on-one counseling sessions to help clients understand money management, budgeting and credit issues.
113 East Main Street
Norristown, PA 19401
NeighborWorks Western PA
NeighborWorks - Western Pennsylvania
Provides homebuyer and homeowner counseling and education, including foreclosure prevention services. All services are available virtually.
PO Box 101097
Pittsburgh, PA 15237
Northern Dauphin Human Services Center
Northern Dauphin Human Services Center - Empowerment Programs
Provides money management, budgeting classes: dealing with debt and bad credit, tips on spending and saving.
Helps with applications for state and federal benefits also available. Offers adult literacy programs: 11 free financial literacy classes offered. GED Classes offered. Community computers & employment center available. Mobile classes available as well.
295 State Drive
Elizabethville, PA 17023
Eligibility: Call for information
Hours: Monday through Friday, 8:00am to 4:30pm
Open Hand Ministries
Open Hand Ministries
Provides low/moderate income, disadvantaged families with financial health program that supports the opportunity for affordable homeownership in the Pittsburgh neighborhoods of Garfield and East Liberty. Progam members are then matched with mortgage programs and supported through the process of repairing credit, buying a home, home ownership, and transition to a new neighborhood. Partners with local construction companies to rehabilitate vacant properties and provide on-going home maintenance training to clients. Sponsors volunteer work days year-round to rehab houses for low-income families.
616 North Highland Avenue
Pittsburgh, PA 15206
Eligibility: Low/moderate income families. For home repairs / rehabilitation, families must reside in Garfield or East Liberty neighborhoods.
Operation Hope - Philadelphia
Operation Hope - Banking on Our Future - Financial Education
Program provides four (4) one-hour workshops on financial education for youth ages 8-18 on the following topics:

(1) Basics of Banking and Money
(2) Budgeting
(3) Bank Accounts
(4) Credit


The programs are taught by trained volunteers from the financial or education sector and taught at your school or agency.
1501 North Broad Street
Philadelphia, PA 19122
Pathstone
Pathstone - Homebuyer Education
Provides individuals and families with education about the home buying process and wealth and asset building, enabling them to move toward successful purchase of safe and affordable housing. Information about grant programs and affordable mortgage programs given to eligible participants.
1625 North Front Street
Harrisburg, PA 17120
Eligibility: Call or email for more information
Hours: Monday through Friday, 8:30am to 5:00pm
Pathstone
Pathstone - Homebuyer Education - Philadelphia
Provides individuals and families with education about the home buying process and wealth and asset building, enabling them to move toward successful purchase of safe and affordable housing. Information about grant programs and affordable mortgage programs given to eligible participants.
930 Washington Avenue
Philadelphia, PA 19145
Eligibility: Call or email for more information
Hours: Monday through Friday, 8:30am to 5:00pm
Project HOME
Project HOME - Supportive Services for Veterans Families (SSVF)
Provides the following services for very low-income veterans and their families:

- Housing counseling and assistance in finding affordable housing
- Assistance, including legal counseling, with obtaining VA benefits and other public benefits
- Credit repair assistance
- Temporary financial assistance, including rental assistance, utility payment, security deposits, moving costs, emergency supplies, transportation, and child care
1515 Fairmount Avenue
Philadelphia, PA 19130
Saint Martin Center
Saint Martin Center - Main Office - Credit and Budget Counseling
Provides credit and budget counseling for those interested in homeownership or improving their financial state.
1701 Parade Street
Erie, PA 16503
Eligibility: Call or visit the website for more information.
Hours: Monday through Friday, 8:30am to 4:30pm
Schuylkill Community Action Program
Schuylkill Community Action - Budgeting and Counseling
Buying a home, purchasing a good car, starting a business and many other long-term life goals often require a close look at credit history. Budget center counselors can help families and individuals budget to save for those big goals, and help repair credit and repay debts as necessary.
225 North Center Street
Pottsville, PA 17901
Eligibility: Open to all
Hours: Monday through Friday, 8:00am to 4:00pm
Shenango Valley Urban League
Shenango Valley Urban League - Housing Assistance - Credit Counseling
Provides credit counseling assistance.
601 Indiana Avenue
Farrell, PA 16121
Eligibility: Adults 18 and over.
Hours: Weekdays, 8:00am to 4:00pm
Tenfold
Barshinger Financial Empowerment Center - Financial Counseling
Professionally trained an certified financial counselors provide one-on-one coaching tailored to individual's needs.

- Review financial health

- Develop a spending and savings plan to achieve goals (budget)

- Evaluate and explain credit reports

- Create a plan for paying off debts

- Decide if a debt management plan is right for the individual

- Keep on track through regular follow-up visits as needed


Member of the National Foundation for Credit Counseling (NFCC)
308 East King Street
Lancaster, PA 17602
Eligibility: Open to the public, no eligibility requirements for counseling
Hours: Monday through Friday, 8:30am to 4:30pm
United Way of Chester County
United Way of Chester County - Financial Stability Center
Helping to develop an individualized plan, provide guidance and identify resources available to individuals in achieving their financial and employment goals.

Also can provide one time payments of small amounts of undesignated financial aid for small financial needs including cellphone payments or gas money.
495 Thomas Jones Way
Suite 302
Exton, PA 19341
Hours: Monday through Friday, 9:00am to 4:30pm
Veterans Multi-Service Center
Veterans Multi-Service Center - Supportive Services for Veteran Families - VMC - Downingtown
SSVF provides comprehensive Supportive Services to very low income Veterans and their families who are currently experiencing homelessness or are at risk of losing their homes.

Resources include case management, housing counseling, legal support, credit repair and financial planning services, and time-limited, temporary financial assistance.

Eligible veterans may receive time-limited financial assistance for rent, utilities, and security deposits. SSVF offers short-term case management that links Veterans with resources within the Veterans Administration and the community with the ultimate goal of stabilizing veterans in housing.

Veterans Service Officer (access to VA benefits and entitlements)
Access to emergency food and clothing and other local services
Transportation to and from the Coatesville VA Medical Center
Internet employment application assistance
Training courses such at ServSafe and basic computer skills
Personal/life skill courses such as budgeting (offered by Clarifi)
Downingtown Professional Plaza
797 East Lancaster Ave #12
Downingtown, PA 19335
Eligibility: Veterans who have a discharge that is other than dishonorable, and have at least one day of active duty service time.
Hours: Monday through Friday, 8:30am to 4:30pm
Veterans Multi-Service Center
Veterans Multi-Service Center - Supportive Services for Veteran Families-VMC
Helps access resources to short-term case management, housing counseling, legal support, credit repair, and financial planning services.
213-217 North 4th Street
Philadelphia, PA 19106
Eligibility: Veterans
Hours: Monday through Friday, 8:30am to 4:30pm
Wings for Success
Wings for Success - One-on-One Advice Session
Provides advice sessions in person, by phone, or a video conference call with experienced volunteers who can help you enhance and develop the tools, skills, and confidence you need to be successful in today’s job market. We also provide free financial consultations.
490 Lanacaster Avenue
Frazer, PA 19355
Eligibility: Available to all women and girls in the region ages 15 years and older.
Hours: One-on-One Advice Sessions are available by appointment.
Wings for Success
Wings for Success - One-on-One Advice Session
Provides advice sessions in person, by phone, or a video conference call with experienced volunteers who can help you enhance and develop the tools, skills, and confidence you need to be successful in today’s job market. We also provide free financial consultations.
345 Scarlet Road
Kennett Square, PA 19348
Eligibility: Available to all women and girls in the region ages 15 years and older.
Hours: One-on-One Advice Sessions are available by appointment.
Advantage Credit Counseling Services of NEPA
Advantage Credit Counseling Services of NEPA - Credit Report Review
Affordable Housing Centers of Pennsylvania
Affordable Housing Centers of Pennsylvania - Credit and Money Management - Francisville
Alliance for Consumer Protection
Alliance for Consumer Protection
BASE, Inc
BASE - Budget/Credit Counseling
Berks Community Action Program, Inc.
BCAP - Budgeting and Counseling Services
Center for Family Services
Center for Family Services - Main Office - Credit Counseling
Clarifi
Clarifi - Financial Counseling
Clarifi
Clarifi - Financial Counseling
Clarifi
Clarifi - Financial Counseling
Clarifi
Clarifi - Financial Counseling
Consumer Bankruptcy Assistance Project
Consumer Bankruptcy Assistance Project - Debt Counseling Program
Credit Counseling Center
Credit Counseling Center - Financial Literacy and Counseling - Doylestown
Credit Counseling Center
Credit Counseling Center - Financial Literacy and Counseling - Levittown
Credit Counseling Center
Credit Counseling Center - Financial/ Credit Counseling
Fair Housing Council of the Capital Region
Fair Housing Council of the Capital Region - Fair Housing Council
Financial Empowerment Centers
Financial Empowerment Centers - Financial Counseling - ACHIEVEability
Financial Empowerment Centers
Financial Empowerment Centers - Financial Counseling - Catholic Social Services
Financial Empowerment Centers
Financial Empowerment Centers - Financial Counseling
Financial Empowerment Centers
Financial Empowerment Centers - Financial Counseling - Germantown Life Enrichment Center
Financial Empowerment Centers
Financial Empowerment Centers - Financial Counseling - People's Emergency Center
Friend Inc. Community Services
Friend, Inc. Community Services - Money Management
Hispanic Association of Contractors and Enterprises
Hispanic Association of Contractors and Enterprises - Housing Counseling
Housing and Redevelopment Authority County of Butler
Housing and Redevelopment Authority County of Butler - Family Self Sufficiency
Housing Opportunities of Beaver County
Housing Opportunities of Beaver County - Housing Counseling
Housing Opportunities of Beaver County
Housing Opportunities of Beaver County - Housing Counseling
Housing Partnership of Chester County
Housing Partnership of Chester County - Credit Counseling
Intercommunity Action
Intercommunity Action - Housing Counseling Services at Journey's Way
JEVS Human Services
JEVS Human Services - Fiscal Management Services (FMS)
Montgomery County Community Action Development Commission (CADCOM)
Montgomery County Community Action Development Commission (CADCOM) - Budget and Credit Counseling
NeighborWorks Western PA
NeighborWorks - Western Pennsylvania
Northern Dauphin Human Services Center
Northern Dauphin Human Services Center - Empowerment Programs
Open Hand Ministries
Open Hand Ministries
Operation Hope - Philadelphia
Operation Hope - Banking on Our Future - Financial Education
Pathstone
Pathstone - Homebuyer Education
Pathstone
Pathstone - Homebuyer Education - Philadelphia
Project HOME
Project HOME - Supportive Services for Veterans Families (SSVF)
Saint Martin Center
Saint Martin Center - Main Office - Credit and Budget Counseling
Schuylkill Community Action Program
Schuylkill Community Action - Budgeting and Counseling
Shenango Valley Urban League
Shenango Valley Urban League - Housing Assistance - Credit Counseling
Tenfold
Barshinger Financial Empowerment Center - Financial Counseling
United Way of Chester County
United Way of Chester County - Financial Stability Center
Veterans Multi-Service Center
Veterans Multi-Service Center - Supportive Services for Veteran Families - VMC - Downingtown
Veterans Multi-Service Center
Veterans Multi-Service Center - Supportive Services for Veteran Families-VMC
Wings for Success
Wings for Success - One-on-One Advice Session
Wings for Success
Wings for Success - One-on-One Advice Session
Exit IconPanic Button
Click here or hit the 'esc' key on your keyboard to leave this site fast.