Assists homeowners to avoid foreclosure through counseling, working with lenders, and applying to available programs; can also connect to additional social, health and financial resources as well as educational and employment opportunities.

Provides the following counseling services: budget, credit, bankruptcy, first time homebuyer, reverse mortgage and mortgage delinquency prevention. Debt Management Program available to assist clients in repayment of unsecured debt. Speakers available for group financial literacy workshops. Money management classes available at Pittsburgh office.

Provides the following counseling services: budget, credit, bankruptcy, first time homebuyer, reverse mortgage and mortgage delinquency prevention. Debt Management Program available to assist clients in repayment of unsecured debt. Speakers available for group financial literacy workshops. Money management classes available at Pittsburgh office. Most counseling services are available in person, by telephone and via the internet.

Provides the following counseling services: budget, credit, bankruptcy, first time homebuyer, reverse mortgage and mortgage delinquency prevention. Debt Management Program available to assist clients in repayment of unsecured debt. Speakers available for group financial literacy workshops.

Provides the following counseling services: budget, credit, bankruptcy, first time homebuyer, reverse mortgage and mortgage delinquency prevention. Debt Management Program available to assist clients in repayment of unsecured debt. Speakers available for group financial literacy workshops. Money management classes available at Pittsburgh office.

**NOTES** Office closed until further notice. A state program to help those who have worked hard to purchase their homes to keep them during short periods of financial turmoil. The Homeowners Emergency Mortgage Assistance Program provides homeowners who have received an Act 91 notice a chance to apply for a loan to pay their mortgage until they are able to regain their financial footing. Counselors review each individual situation and prepare the necessary paperwork to be mailed to the state for a decision.

HUD-approved counseling agency for housing problems including budget counseling; also assist with the completion of Farmer's Home Administration application; foreclosure mitigation; pre-purchase counseling; provides information and referrals to other community agencies and programs.

Housing counselors are available to discuss and enroll clients in individual programs designed to help prevent foreclosures. In partnership with the Pennsylvania Housing Finance Agency, housing counselors provide these services: * Individual Pre-Home Purchase Counseling * Individual Credit & Budget Counseling * Pre-Home Purchase Educational Workshops * Pre-Home Closing Counseling Workshops * Anti-Predatory Lending & Foreclosure Prevention Workshops

Case management services assist individuals with goal setting to help individuals and families to establish and sustain self-sufficiency. Referrals are made to the appropriate resources. Can provide housing and utility funds, budgeting and job search counseling and prescription assistance. Financial support with groceries for Puerto Rican evacuees

Provides assistance for those at risk of becoming homeless through rental, utility and mortgage assistance. The program requires sustainable income to maintain rental/utilities/mortgage.

Provides assistance for those at risk of becoming homeless through rental, utility and mortgage assistance. The program requires sustainable income to maintain rental/utilities/mortgage.

The HAP program provides assistance for those at risk of becoming homeless through rental, utility and mortgage assistance. The program requires sustainable income to maintain rental/utilities/mortgage. This program, funded by the Pennsylvania Department of Human Services, through Clearfield County, serves to assist qualified applicants who are having difficulty making monthly rent payments, utility payments or mortgage payments.

Provides assistance for those at risk of becoming homeless through rental, utility and mortgage assistance. The program requires sustainable income to maintain rental/utilities/mortgage.

Assist with mortgage delinquency and default resolution. CEO, working in conjunction with the Pennsylvania Housing Finance Agency (PHFA), the Department of Housing and Urban Development (HUD), and the Court of Common Pleas Foreclosure Diversionary Program, assists homeowners who are having difficulties paying their mortgage.

Assist with mortgage delinquency and default resolution. CEO, working in conjunction with the Pennsylvania Housing Finance Agency (PHFA), the Department of Housing and Urban Development (HUD), and the Court of Common Pleas Foreclosure Diversionary Program, assists homeowners who are having difficulties paying their mortgage.

Assist with mortgage delinquency and default resolution. CEO, working in conjunction with the Pennsylvania Housing Finance Agency (PHFA), the Department of Housing and Urban Development (HUD), and the Court of Common Pleas Foreclosure Diversionary Program, assists homeowners who are having difficulties paying their mortgage. Serves Conyngham, Freeland, West Hazleton, Sugarloaf, Drums, and the Hazleton area

HAP provides housing assistance for homeless or near homeless situations for: rent, mortgage, heat, electric, or water/sewage assistance.

Provides housing counseling services to help homeowners avoid foreclosure.

Counsels homeowners delinquent on their mortgage payments to help them avoid foreclosure by taking advantage of governmental assistance programs and refers to agencies who can negotiate with their mortgage holder and/or restructure debt.

 Congreso intervenes at various stages in the foreclosure process, from those who need mortgage assistance after a few back payments to those in the beginning states of foreclosure. The organization’s Housing Department provides counseling and supportive services including advocacy at the conciliation hearings.  Providing high quality housing services to vulnerable populations.

HUD funded program that provides participants with a housing subsidy as long as they agree to participate in necessary mental health and/or drug and alcohol treatment. The goal of the program is to assist participants in increasing their income and achieving stability in housing.

Provides assistance with application to state for mortgage assistance.

Assists homeowners to avoid foreclosure through counseling, working with lenders, and applying to available programs; can also connect to additional social, health and financial resources as well as educational opportunities.

Program assists homeowners who, through no fault of their own, have fallen behind on their monthly mortgage payments. Service is funded through the Pennsylvania Housing Finance Agency.

Provides housing counseling services. Helps homeowners whose mortgage delinquency is due to involuntary unemployment, to under-employment or to medical reasons.

Provides mortgage assistance applications for HEMAP to residents of Pennsylvania.

Provides financial assistance to prevent eviction, electricity service termination, etc. or to help with small home repairs or provide small short-term loans for similar needs. Money management counseling is also available.

It's About the Warrior Foundation (IATW) assists and empowers post 9/11 veterans and their families with financial, educational, recreational or therapeutic needs.

• Offers financial assistance to pay third party mortgages, rent, and other needs including:
  • Utility bills
  • Housing assistance (rent, mortgage)
  • Housing repairs
  • Funeral expenses
  • Legal fees
  • Educational fees
  • Recreational fees
  • Medical fees
• Provides gift cards from a variety of retail outlets for the veteran and their families in a time of need.
• Offers post-secondary educational scholarship opportunities for both the veteran and their dependents.
• Assists veterans with job placement throughout the Tri-State Area.

Provides free civil legal representation to low-income clients. Cases handled include family, consumer and housing law and public benefits within program priorities. LLS assists survivors of domestic violence in Protection From Abuse actions without regard to income.

Provides free civil legal representation to low-income clients. Cases handled include family, consumer and housing law and public benefits within program priorities. LLS assists survivors of domestic violence in Protection From Abuse actions without regard to income.

Provides free civil legal representation to low-income clients. Cases handled include family, consumer and housing law and public benefits within program priorities. LLS assists survivors of domestic violence in Protection From Abuse actions without regard to income.

Pre-purchase housing counseling, reverse mortgage counseling and homebuyer education.

Neighborhood Legal Services (NLS) provides free civil legal services to low income individuals and families without the means to hire a private attorney. Provides representation to survivors of domestic violence in Protection from Abuse proceedings; public housing and subsidized housing evictions, denials, and terminations; private housing evictions; mortgage foreclosure; property tax sales; tangled title issues; debt advice; public benefits; employment issues; family law issues; utility terminations; expungements; some bankruptcy; and support and divorce referrals etc. NLS may provide direct representation, advice, assistance in self-representation, brief service/limited legal assistance or referral to a private attorney (including free and reduced-fee), depending on case. Provides community education on legal topics. Free interpretation services are provided to those with limited English abilities and the hearing-impaired. NLS also provides assistance with Veterans' Benefits as well as multiple other areas of legal assistance to eligible veterans who are having problems with their housing, utilities, custody, benefits, employment law, or other legal issues within NLS's priorities. NLS also provides representation in certain civil matters to “crime victims”. NLS in Allegheny County provides legal assistance to those 60 and older in the additional areas such as, Powers of Attorney, and Advanced Directives. These individuals are referred from area senior centers.

Provides free civil legal services to low income individuals and families without the means to hire a private attorney. Provides representation to survivors of domestic violence in Protection from Abuse (PFA) proceedings. May provide direct representation, advice, assistance in self-representation, brief service, limited legal assistance or referral to a private attorney (including free and reduced-fee), depending on case. Provides community education on legal topics. While NLSA does not provide assistance with Veterans' Benefits, they can provide legal assistance to eligible veterans who are having problems with their housing, utilities, or other issues within NLSA's priorities.

Provides free civil legal services to low income individuals and families without the means to hire a private attorney. Provides representation to survivors of domestic violence in Protection from Abuse (PFA) proceedings. May provide direct representation, advice, assistance in self-representation, brief service, limited legal assistance or referral to a private attorney (including free and reduced-fee), depending on case. Provides community education on legal topics. While NLSA does not provide assistance with Veterans' Benefits, they can provide legal assistance to eligible veterans who are having problems with their housing, utilities, or other issues within NLSA's priorities.

Provides free civil legal services to low income individuals and families without the means to hire a private attorney. Provides representation to survivors of domestic violence in Protection from Abuse (PFA) proceedings. May provide direct representation, advice, assistance in self-representation, brief service, limited legal assistance or referral to a private attorney (including free and reduced-fee), depending on case. Provides community education on legal topics. While NLSA does not provide assistance with Veterans' Benefits, they can provide legal assistance to eligible veterans who are having problems with their housing, utilities, or other issues within NLSA's priorities.

Financial Assistance for rent and mortgages for qualifying community members. Eviction and/or foreclosure notice not necessary to seek help.

• Amount varies case by case.
• Assistance once per year

Financial Assistance for rent and mortgages for qualifying community members. Eviction and/or foreclosure notice not necessary to seek help.

• Amount varies case by case.
• Assistance once per year

Financial Assistance for rent and mortgages for qualifying community members. Eviction and/or foreclosure notice not necessary to seek help.

• Amount varies case by case.
• Assistance once per year

Financial Assistance for rent and mortgages for qualifying community members. Eviction and/or foreclosure notice not necessary to seek help.

• Amount varies case by case.
• Assistance once per year

Financial Assistance for rent and mortgages for qualifying community members. Eviction and/or foreclosure notice not necessary to seek help.

• Amount varies case by case.
  
• Assistance once per year.
  

Financial Assistance for rent and mortgages for qualifying community members. Eviction and/or foreclosure notice not necessary to seek help.

• Amount varies case by case.
  
• Assistance once per year.
  

Provides limited financial assistance for families and individuals displaced or made homeless, and residents with court ordered evictions. Services include cash assistance with rent and mortgages and security deposits. Also provides post-disaster housing assistance with referral from Red Cross.

Protects homeowners who are financially unable to make their mortgage payments and are in danger of losing their home to foreclosure. Can receive assistance for a period up to 2 years.

Serves the one-time emergency needs of migrant and seasonal farmworkers who may not be eligible for other emergency services. Services may include: - Emergency shelter; - Nutritional assistance; - First month rental assistance - Rent in arrears assistance; - Mortgage assistance; - Utilities in arrears assistance

Provides help with paying mortgage.

Serve the one-time emergency needs of migrant and seasonal farmworkers and other rural disadvantaged people who may not be eligible for other emergency services. Services include: Nutritional assistance, emergency shelter, first month rental assistance, rent in arrears assistance, mortgage assistance and utilities in arrears assistance (one-time only assistance)

Serve the one-time emergency needs of migrant and seasonal farmworkers and other rural disadvantaged people who may not be eligible for other emergency services. Services include: Nutritional assistance, emergency shelter, first month rental assistance, rent in arrears assistance, mortgage assistance and utilities in arrears assistance (one-time only assistance)

Serve the one-time emergency needs of migrant and seasonal farmworkers and other rural disadvantaged people who may not be eligible for other emergency services. Services include: Nutritional assistance, emergency shelter, first month rental assistance, rent in arrears assistance, mortgage assistance and utilities in arrears assistance (one-time only assistance)

Serve the one-time emergency needs of migrant and seasonal farmworkers and other rural disadvantaged people who may not be eligible for other emergency services. Services include: Nutritional assistance, emergency shelter, first month rental assistance, rent in arrears assistance, mortgage assistance and utilities in arrears assistance (one-time only assistance)

Serve the one-time emergency needs of migrant and seasonal farmworkers and other rural disadvantaged people who may not be eligible for other emergency services. Services include: Nutritional assistance, emergency shelter, first month rental assistance, rent in arrears assistance, mortgage assistance and utilities in arrears assistance (one-time only assistance)

The H.U.M.A.N.Program (Housing Utilities Medical Aid for Neighbors) provides third-party payments for partial rental or mortgage assistance, heating oil or electric bills, and medical expenses for uninsured or underinsured clients. All such assistance is provided only after families are qualified in terms of financial need.

The Department of Public Welfare offers an Emergency Shelter Allowance, ESA, to help a homeless or near homeless family/individual to: stop eviction from your home/apartment or foreclosure of your house; find a long-term place to live; find a short-term place to stay.

HEMAP provides emergency loans for homeowners who, through circumstances beyond their control, have fallen behind in making their monthly mortgage payments. HEMAP loans help homeowners bring the mortgage up to date. Repayment begins when homeowner is financially able.

Provides emergency financial assistance to veterans to help pay for housing, utilities, transportation, medical and other expenses. Pays directly to landlords, vendors and creditors.

Provides help for financial hardship and trouble paying rent through the Housing Choice Voucher Program.

Program available to HUD's Housing Choice voucher recipients. Helps homeowners make monthly mortgage payments for a maximum term of 15 years on a mortgage loan of 20 years or more. Mortgage loans for less than 20 years may be subsidized for a maximum term of 10 years.

Services are available to assist with house repairs, relocation, eviction, landlord/tenant issues, applications and more. Also, available to help people of any age apply for Homeowners Emergency Mortgage Assistance Program. Program assists people in securing low interest and safe loans to help with back mortgage.

This office provides emergency rental and mortgage assistance, utility assistance, food vouchers and listing of county food pantries, emergency shelter, county housing rehab program, referrals, funding and information source for local human service agencies.

Provides mortgage assistance for qualifying individuals. SERVICE MAY BE LIMITED DUE TO COVID-19 CRISIS.

Limited assistance available at this time Provides assistance with basic needs for electric bills and mortgage assistance (one month of principal and interest), clothing and furniture vouchers.

*COVID-19 UPDATES*: Building not open to the public. Ring bell at front door - speaker system to communicate. Can call Mon - Fri 10 am - 3pm (no lunch closure). Assists families who have a current eviction notice. This assistance does not pay for security deposits or first month's rent. Assistance is subject to availability of funds.

We are able to keep many on the fringes of homelessness to maintain their home. Many fall ill and for a short period of time unable to work. Many do not have the means to have a catastrophe happen to them of their loved ones, and are unable to make up for back rent or mortgage.

Provides assistance for rent or mortgage to individuals or families facing a hardship and/or eviction. Funds are distributed when available. The applicant can receive the service once per year.

Provides mortgage foreclosure assistance.

Smart Investments responds to the short-term financial needs of women with an event-induced crisis (loss of job, medical issue, death) while equipping them with long-term financial skills to avoid future crises. Smart Investments also provides an incentive savings program to safeguard against future pitfalls. Smart Investments is made possible by funding through the United for Women campaign of the United Way of Allegheny County and the partnership of South Hills Interfaith Ministries, North Hills Community Outreach, and NeighborWorks Western Pennsylvania.

Provides mortgage assistance for people who have fallen behind on payments and are at risk of becoming homeless.

Helps low-income citizens with a variety of civil legal problems, especially those of an emergency nature. Works with clients to improve their ability to be self-sufficient through obtaining and/or enforcing their right to necessary economic, employment, housing, medical and other public resources. Legal services include family law, consumer law, housing, Protection From Abuse, public benefits and unemployment compensation, and mortgage foreclosure avoidance.

Advises and represents low-income citizens’ family, housing and economic legal problems, especially those of an emergency nature. Works with clients to improve their ability to be self-sufficient through obtaining and/or enforcing their rights to necessary economic, employment, housing, medical and other public resources. Legal services include Protection From Abuse, family law, consumer law, housing, public assistance, unemployment compensation, and mortgage foreclosure avoidance.

Helps low-income citizens with a variety of civil legal problems, especially those of an emergency nature. Works with clients to improve their ability to be self-sufficient through obtaining and/or enforcing their right to necessary economic, employment, housing, medical and other public resources. Legal services include family law, consumer law, housing, Protection From Abuse, public benefits and unemployment compensation, and mortgage foreclosure avoidance.

Helps low-income citizens with a variety of civil legal problems, especially those of an emergency nature. Works with clients to improve their ability to be self-sufficient through obtaining and/or enforcing their right to necessary economic, employment, housing, medical and other public resources. Legal services include family law, consumer law, housing, Protection From Abuse, public benefits and unemployment compensation, and mortgage foreclosure avoidance.

A federally funded assistance program, that provides a one (1) month mortgage or a one (1) month metered utility payment or vendor minimum delivery amount of a non-metered utility (wood, oil or propane if the primary heat source). This service may also allow for hotel/motel vouchers in order to provide shelter to homeless individuals. Sullivan County households can be assisted once a year through this program while funds are available and on a first come first serve basis.

Assistance with housing expenditures: rent, lot rent, mortgage payment, utilities, homeowner's insurance, real estate taxes, etc.

Provides short-term assistance to workers who have experienced a reduction in hours and are facing a financial hardship to pay rent and utilities.

Helps homeowners prevent foreclosure and helps homeowners whose homes are being foreclosed on. If received an ACT 91 Notice, there is a Foreclosure Prevention Counselor on staff certified to do HEMAP applications to the Pennsylvania Housing Finance Agency (PHFA) which can assist with your housing crisis. The Urban League of Greater Pittsburgh is a HUD certified agency with certified mortgage foreclosure prevention counselors to assist. The Urban League of Greater Pittsburgh may be able to assist with a loan modification that will make mortgage payments affordable based on current set of circumstances. If behind or anticipate falling behind in mortgage payments due to the following: • Loss of income • Illness • Separation • Death of a spouse • Medical bills • Unforeseen Expenses

USA Cares provides financial and advocacy assistance to post 9/11 active duty US military service personnel, veterans and their families. They assist all branches of service and all ranks and components. They do not charge fees nor accept repayment and rely on donations from private citizens, businesses and foundations for all funding. Financial assistance is not given directly to service members or their families; instead, payments are made to mortgage lenders, utility companies, and other vendors. The objective is to reach families at the earliest stage of intervention to proactively prevent further financial distress. Typically, USA Cares provides assistance in four major areas:

• Emergency Assistance - pays immediate, essential bills, including food and utility bills,
• Housing Assistance – helps to stop and prevent evictions and foreclosures,
• Combat Injured - pays basic expenses: mortgage/rent, food and home utilities which enables combat injured to receive treatment and be assured their family is taken care of,
• Jobs Assistance – reduce unemployment among post-9/11 Veterans through job-seeker tools, open to all veterans, limited financial assistance.

Helps families and individuals who are homeless or facing eviction. Provides financial assistance with rent arrearages (back rent), first month's rent or security deposits.